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Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, CNB Financial's Enterprise Value is €743.7 Mil.
CNB Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €283.2 Mil. Therefore, CNB Financial's EV-to-Revenue ratio for today is 2.63.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, CNB Financial's Enterprise Value is €743.7 Mil.
CNB Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €58.2 Mil. Therefore, CNB Financial's EV-to-FCF ratio for today is 12.79.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
CNB Financial (FRA:44I) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
CNB Financial's current Enterprise Value is €743.7 Mil.
CNB Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €283.2 Mil.
CNB Financial's current Enterprise Value is €743.7 Mil.
CNB Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €62.4 Mil.
CNB Financial's current Enterprise Value is €743.7 Mil.
CNB Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €58.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB Financial Enterprise Value Related Terms
CNB Financial Enterprise Value Historical Data
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The historical data trend for CNB Financial's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:44I vs BFST, AMTB, FBAK: Enterprise Value Comparison
For the Banks - Regional subindustry, CNB Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB Financial Enterprise Value vs Banks Industry
For the Banks industry and Financial Services sector, CNB Financial's Enterprise Value distribution charts can be found below:
* The bar in red indicates where CNB Financial's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
CNB Financial's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB Financial (FRA:44I) has a Enterprise Value of €743.7 Mil as of Jul. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on CNB Financial and its competitors.
Is CNB Financial's Enterprise Value too high?
CNB Financial's current Enterprise Value is €743.7 Mil. Overall, CNB Financial has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CNB Financial's Enterprise Value compare to BFST and AMTB?
CNB Financial's Enterprise Value of €743.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on CNB Financial and its competitors. CNB Financial's current Enterprise Value is €743.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial stock overvalued right now?
CNB Financial (FRA:44I) has a current Enterprise Value of €743.7 Mil. The stock's GF Value™ is €20.22, compared to a current price of €29.40 — trading 45.4% above its estimated fair value. The current Enterprise Value is €743.7 Mil. CNB Financial's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For CNB Financial (FRA:44I), the current Enterprise Value is €743.7 Mil as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB Financial (FRA:44I) Overvalued in 2026?
Based on GuruFocus' analysis, CNB Financial stock appears to be overvalued.
The current stock price of €29.40 is trading 45.4% above its estimated GF Value™ of €20.22.
Key valuation signals for FRA:44I:
Enterprise Value: €743.7 Mil
GF Value™: €20.22 vs. price of €29.40 (45.4% above fair value)
No single metric tells the full story. See the FRA:44I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Financial Corp is a Pennsylvania-chartered bank. The bank is a full-service bank engaging in a full range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; real estate, commercial, industrial, residential and consumer loans; and a variety of other specialized financial services. Its Private Client Solutions division offers a full range of client services, including private banking and wealth and asset management. The banking segment derives its revenue through the operations as a full-service bank services, including trust and wealth management services, for individual, business, governmental, and institutional customers.
58GF Score
Get the complete analysis for FRA:44I
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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