CNB Financial (FRA:44I) Asset Turnover: 0.01 (As of Mar. 2026)

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FRA:44I CNB Financial Corp FRA:44I
58 GF Score
Price €29.40
GF Value €20.22
! 6 Warning Signs
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What is CNB Financial Asset Turnover?

CNB Financial FRA:44I +1.38% 58 Asset Turnover is 0.01 as of Mar. 2026. GuruFocus rates FRA:44I with a GF Score™ of 58/100 and a GF Value™ of €20.22. The stock has 6 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. CNB Financial's Revenue for the three months ended in Mar. 2026 was €70.8 Mil. CNB Financial's Total Assets for the quarter that ended in Mar. 2026 was €7,268.0 Mil. Therefore, CNB Financial's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. CNB Financial's annualized ROE % for the quarter that ended in Mar. 2026 was 12.36%. It is also linked to ROA % through Du Pont Formula. CNB Financial's annualized ROA % for the quarter that ended in Mar. 2026 was 1.29%.


CNB Financial  (FRA:44I) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

CNB Financial's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=93.544/756.934
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(93.544 / 283.076)*(283.076 / 7267.97)*(7267.97/ 756.934)
=Net Margin %*Asset Turnover*Equity Multiplier
=33.05 %*0.0389*9.6019
=ROA %*Equity Multiplier
=1.29 %*9.6019
=12.36 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

CNB Financial's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=93.544/7267.97
=(Net Income / Revenue)*(Revenue / Total Assets)
=(93.544 / 283.076)*(283.076 / 7267.97)
=Net Margin %*Asset Turnover
=33.05 %*0.0389
=1.29 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


CNB Financial Asset Turnover Related Terms


CNB Financial Asset Turnover Historical Data

* Premium members only.

The historical data trend for CNB Financial's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNB Financial Asset Turnover Chart

CNB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04

CNB Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

FRA:44I vs BFST, AMTB, FBAK: Asset Turnover Comparison

For the Banks - Regional subindustry, CNB Financial's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNB Financial Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, CNB Financial's Asset Turnover distribution charts can be found below:

* The bar in red indicates where CNB Financial's Asset Turnover falls into.


FRA:44I
58GF Score
CNB Financial Corp FRA:44I
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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CNB Financial Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

CNB Financial's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=236.573/( (5913.37+7170.555)/ 2 )
=236.573/6541.9625
=0.04

CNB Financial's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=70.769/( (7170.555+7365.385)/ 2 )
=70.769/7267.97
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
CNB Financial (FRA:44I) has a Asset Turnover of 0.01 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on CNB Financial and its competitors.
Is CNB Financial's Asset Turnover too high?
CNB Financial's current Asset Turnover is 0.01. Overall, CNB Financial has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CNB Financial's Asset Turnover compare to BFST and AMTB?
CNB Financial's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on CNB Financial and its competitors. CNB Financial's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial stock overvalued right now?
CNB Financial (FRA:44I) has a current Asset Turnover of 0.01. The stock's GF Value™ is €20.22, compared to a current price of €29.40 — trading 45.4% above its estimated fair value. The current Asset Turnover is 0.01. CNB Financial's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For CNB Financial (FRA:44I), the current Asset Turnover is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB Financial (FRA:44I) Overvalued in 2026?

Based on GuruFocus' analysis, CNB Financial stock appears to be overvalued. The current stock price of €29.40 is trading 45.4% above its estimated GF Value™ of €20.22.

Key valuation signals for FRA:44I:

  • Asset Turnover: 0.01
  • GF Value™: €20.22 vs. price of €29.40 (45.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the FRA:44I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNB Financial Business Description

Other Exchanges CCNEP.PFD:USACCNE:USA
Address 1 South Second Street, P.O. Box 42, Clearfield, PA, USA, 16830
CNB Financial Corp is a Pennsylvania-chartered bank. The bank is a full-service bank engaging in a full range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; real estate, commercial, industrial, residential and consumer loans; and a variety of other specialized financial services. Its Private Client Solutions division offers a full range of client services, including private banking and wealth and asset management. The banking segment derives its revenue through the operations as a full-service bank services, including trust and wealth management services, for individual, business, governmental, and institutional customers.
58GF Score

Get the complete analysis for FRA:44I

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.40
Price
€20.22
GF Value