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CNB FinancialFRA:44I +1.38%58 FCF Yield % is 6.59 as of Jul. 25, 2026, which is 29% below its 10-year median of 9.23. GuruFocus rates FRA:44I with a GF Score™ of 58/100 and a GF Value™ of €20.22. The stock has 6 warning signs investors should review. Among 1,499 Banks companies, CNB Financial ranks worse than 56.24% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
CNB Financial FCF Yield % Related Terms
CNB Financial FCF Yield % Historical Data
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The historical data trend for CNB Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:44I vs BFST, AMTB, FBAK: FCF Yield % Comparison
For the Banks - Regional subindustry, CNB Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB Financial FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, CNB Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where CNB Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB Financial (FRA:44I) has a FCF Yield % of 6.59 as of Jul. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CNB Financial and its competitors. This is 29% below median its historical median of 9.23. According to the industry distribution chart, CNB Financial ranks #843 out of 1499 companies in the Banks industry, placing it in the top 56.2%.
Is CNB Financial's FCF Yield % too high?
CNB Financial's current FCF Yield % of 6.59 is 29% below median its 10-year median of 9.23. The Banks industry median FCF Yield % is 8.10. CNB Financial's value of 6.59 is 18.6% below this industry median. Based on the distribution chart, CNB Financial ranks #843 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, CNB Financial has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CNB Financial's FCF Yield % compare to BFST and AMTB?
According to the Banks industry distribution chart, CNB Financial ranks #843 out of 1499 companies for FCF Yield %. This places CNB Financial in the lower half of its industry. The industry median FCF Yield % is 8.10. CNB Financial's value of 6.59 is 18.6% below this benchmark. While the company's 10-year median is 9.23 vs. the industry median of 8.10, CNB Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNB Financial's current FCF Yield % of 6.59 is 18.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CNB Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB Financial's current FCF Yield % is 6.59, which is 29% below median its own 10-year median of 9.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial stock overvalued right now?
CNB Financial (FRA:44I) has a current FCF Yield % of 6.59. The stock's GF Value™ is €20.22, compared to a current price of €29.40 — trading 45.4% above its estimated fair value. The current FCF Yield % is 6.59, which is 29% below median its 10-year median of 9.23 and 18.6% below the Banks industry median of 8.10. CNB Financial's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CNB Financial (FRA:44I), the current FCF Yield % is 6.59 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB Financial (FRA:44I) Overvalued in 2026?
Based on GuruFocus' analysis, CNB Financial stock appears to be overvalued.
The current stock price of €29.40 is trading 45.4% above its estimated GF Value™ of €20.22.
Key valuation signals for FRA:44I:
FCF Yield %: 6.59 (29% below median its 10-year median of 9.23)
GF Value™: €20.22 vs. price of €29.40 (45.4% above fair value)
Industry Position: 18.6% below the Banks median (#843 of 1499)
No single metric tells the full story. See the FRA:44I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Financial Corp is a Pennsylvania-chartered bank. The bank is a full-service bank engaging in a full range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; real estate, commercial, industrial, residential and consumer loans; and a variety of other specialized financial services. Its Private Client Solutions division offers a full range of client services, including private banking and wealth and asset management. The banking segment derives its revenue through the operations as a full-service bank services, including trust and wealth management services, for individual, business, governmental, and institutional customers.
58GF Score
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