CNB Financial (FRA:44I) Tariff Resilience Score: 8/10 (As of Jul. 26, 2026)

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FRA:44I CNB Financial Corp FRA:44I
58 GF Score
Price €29.40
GF Value €20.22
! 6 Warning Signs
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What is CNB Financial Tariff Resilience Score?

CNB Financial FRA:44I +1.38% 58 Tariff Resilience Score is 8 as of Jul. 26, 2026. GuruFocus rates FRA:44I with a GF Score™ of 58/100 and a GF Value™ of €20.22. The stock has 6 warning signs investors should review. Among 1,602 Banks companies, CNB Financial ranks better than 78.71% on this metric.

CNB Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

CNB Financial has Primarily a regional bank with limited direct exposure to international trade tariffs. Its operations are mostly domestic, reducing vulnerability to global supply chain disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes CNB Financial might have Highly Resilient.

CNB Financial  (FRA:44I) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

CNB Financial Tariff Resilience Score Related Terms

FRA:44I vs BFST, AMTB, FBAK: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, CNB Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CNB Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, CNB Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where CNB Financial's Tariff Resilience Score falls into.


FRA:44I
58GF Score
CNB Financial Corp FRA:44I
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
CNB Financial (FRA:44I) has a Tariff Resilience Score of 8 as of Jul. 26, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, CNB Financial ranks #341 out of 1602 companies in the Banks industry, placing it in the top 21.3%.
Is CNB Financial's Tariff Resilience Score too high?
CNB Financial's current Tariff Resilience Score is 8. Based on the distribution chart, CNB Financial ranks #341 out of 1602 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CNB Financial has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CNB Financial's Tariff Resilience Score compare to BFST and AMTB?
According to the Banks industry distribution chart, CNB Financial ranks #341 out of 1602 companies for Tariff Resilience Score. This places CNB Financial in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. CNB Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial stock overvalued right now?
CNB Financial (FRA:44I) has a current Tariff Resilience Score of 8. The stock's GF Value™ is €20.22, compared to a current price of €29.40 — trading 45.4% above its estimated fair value. The current Tariff Resilience Score is 8. CNB Financial's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For CNB Financial (FRA:44I), the current Tariff Resilience Score is 8 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB Financial (FRA:44I) Overvalued in 2026?

Based on GuruFocus' analysis, CNB Financial stock appears to be overvalued. The current stock price of €29.40 is trading 45.4% above its estimated GF Value™ of €20.22.

Key valuation signals for FRA:44I:

  • Tariff Resilience Score: 8
  • GF Value™: €20.22 vs. price of €29.40 (45.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the FRA:44I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNB Financial Business Description

Other Exchanges CCNEP.PFD:USACCNE:USA
Address 1 South Second Street, P.O. Box 42, Clearfield, PA, USA, 16830
CNB Financial Corp is a Pennsylvania-chartered bank. The bank is a full-service bank engaging in a full range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; real estate, commercial, industrial, residential and consumer loans; and a variety of other specialized financial services. Its Private Client Solutions division offers a full range of client services, including private banking and wealth and asset management. The banking segment derives its revenue through the operations as a full-service bank services, including trust and wealth management services, for individual, business, governmental, and institutional customers.
58GF Score

Get the complete analysis for FRA:44I

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.40
Price
€20.22
GF Value