Erbil Bank for Investment & Finance (IQS:BERI) Enterprise Value: ع.د-50,265 Mil (As of Jul. 05, 2026) ***


IQS:BERI Erbil Bank for Investment & Finance IQS:BERI
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What is Erbil Bank for Investment & Finance Enterprise Value?

Erbil Bank for Investment & Finance IQS:BERI 99 Enterprise Value is ع.د-50,265 Mil as of Jul. 05, 2026. GuruFocus rates IQS:BERI with a GF Score™ of 99/100. The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Erbil Bank for Investment & Finance's Enterprise Value is ع.د-50,265 Mil. Erbil Bank for Investment & Finance's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was ع.د4,277 Mil. Therefore, Erbil Bank for Investment & Finance's EV-to-Revenue ratio for today is -11.75.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Erbil Bank for Investment & Finance's Enterprise Value is ع.د-50,265 Mil. Erbil Bank for Investment & Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was ع.د6,381 Mil. Therefore, Erbil Bank for Investment & Finance's EV-to-OCF ratio for today is -7.88.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Erbil Bank for Investment & Finance's Enterprise Value is ع.د-50,265 Mil. Erbil Bank for Investment & Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ع.د6,374 Mil. Therefore, Erbil Bank for Investment & Finance's EV-to-FCF ratio for today is -7.89.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Erbil Bank for Investment & Finance  (IQS:BERI) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Erbil Bank for Investment & Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-50264.697/4277.392
=-11.75

Erbil Bank for Investment & Finance's current Enterprise Value is ع.د-50,265 Mil.
Erbil Bank for Investment & Finance's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ع.د4,277 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Erbil Bank for Investment & Finance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-50264.697/6380.71
=-7.88

Erbil Bank for Investment & Finance's current Enterprise Value is ع.د-50,265 Mil.
Erbil Bank for Investment & Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ع.د6,381 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Erbil Bank for Investment & Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-50264.697/6373.557
=-7.89

Erbil Bank for Investment & Finance's current Enterprise Value is ع.د-50,265 Mil.
Erbil Bank for Investment & Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ع.د6,374 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Erbil Bank for Investment & Finance Enterprise Value Related Terms


Erbil Bank for Investment & Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for Erbil Bank for Investment & Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erbil Bank for Investment & Finance Enterprise Value Chart

Erbil Bank for Investment & Finance Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial 0.00 0.00 0.00 -43,871.64 -50,264.70

Erbil Bank for Investment & Finance Quarterly Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -43,871.64 -48,292.14 -51,147.26 -52,250.81 -50,264.70

IQS:BERI vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Erbil Bank for Investment & Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erbil Bank for Investment & Finance Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Erbil Bank for Investment & Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Erbil Bank for Investment & Finance's Enterprise Value falls into.


IQS:BERI
99GF Score
Erbil Bank for Investment & Finance IQS:BERI
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Erbil Bank for Investment & Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Erbil Bank for Investment & Finance's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Erbil Bank for Investment & Finance's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ع.د-50,265 Mil mean?
Erbil Bank for Investment & Finance (IQS:BERI) has a Enterprise Value of ع.د-50,265 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Erbil Bank for Investment & Finance and its competitors.
Is Erbil Bank for Investment & Finance's Enterprise Value too high?
Erbil Bank for Investment & Finance's current Enterprise Value is ع.د-50,265 Mil. Overall, Erbil Bank for Investment & Finance has a GF Score™ of 99/100, reflecting its overall financial health beyond just this single metric.
How does Erbil Bank for Investment & Finance's Enterprise Value compare to PNC and USB?
Erbil Bank for Investment & Finance's Enterprise Value of ع.د-50,265 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Erbil Bank for Investment & Finance and its competitors. Erbil Bank for Investment & Finance's current Enterprise Value is ع.د-50,265 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erbil Bank for Investment & Finance stock overvalued right now?
Erbil Bank for Investment & Finance (IQS:BERI) has a current Enterprise Value of ع.د-50,265 Mil. The current Enterprise Value is ع.د-50,265 Mil. Erbil Bank for Investment & Finance's overall GF Score™ is 99/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Erbil Bank for Investment & Finance (IQS:BERI), the current Enterprise Value is ع.د-50,265 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Erbil Bank for Investment & Finance Business Description

Address Khanqa Street, opposite the Ministry of Municipalities, P.O. Box 20/384, Erbil, IRQ
Erbil Bank for Investment & Finance is a financial services organization that provides its presence in the banking sector through services offered to customers. The company offers products such as Banking accounts, Erbil bank cards, Internal and foreign remittances, Mobile banking, and credit services.
99GF Score

Get the complete analysis for IQS:BERI

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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