Erbil Bank for Investment & Finance (IQS:BERI) Net Margin %: 738.41% (As of Dec. 2025)


IQS:BERI Erbil Bank for Investment & Finance IQS:BERI
99 GF Score
Price ع.د0.11
! 1 Warning Sign
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What is Erbil Bank for Investment & Finance Net Margin %?

Erbil Bank for Investment & Finance IQS:BERI 99 Net Margin % is 738.41% as of Dec. 2025. GuruFocus rates IQS:BERI with a GF Score™ of 99/100. The stock has 1 warning sign investors should review. Among 1,530 Banks companies, Erbil Bank for Investment & Finance ranks worse than 99.41% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Erbil Bank for Investment & Finance's Net Income for the three months ended in Dec. 2025 was ع.د7,358 Mil. Erbil Bank for Investment & Finance's Revenue for the three months ended in Dec. 2025 was ع.د996 Mil. Therefore, Erbil Bank for Investment & Finance's net margin for the quarter that ended in Dec. 2025 was 738.41%.

The historical rank and industry rank for Erbil Bank for Investment & Finance's Net Margin % or its related term are showing as below:

IQS:BERI' s Net Margin % Range Over the Past 10 Years
Min: -293.38   Med: -35.09   Max: 10.7
Current: -80.63


IQS:BERI's Net Margin % is ranked worse than
99.41% of 1530 companies
in the Banks industry
Industry Median: 26.845 vs IQS:BERI: -80.63

Erbil Bank for Investment & Finance  (IQS:BERI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Erbil Bank for Investment & Finance Net Margin % Related Terms


Erbil Bank for Investment & Finance Net Margin % Historical Data

* Premium members only.

The historical data trend for Erbil Bank for Investment & Finance's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erbil Bank for Investment & Finance Net Margin % Chart

Erbil Bank for Investment & Finance Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial -50.35 4.26 2.95 -293.38 -80.63

Erbil Bank for Investment & Finance Quarterly Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,156.32 26.63 -61.25 -951.02 738.41

IQS:BERI vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Erbil Bank for Investment & Finance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erbil Bank for Investment & Finance Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Erbil Bank for Investment & Finance's Net Margin % distribution charts can be found below:

* The bar in red indicates where Erbil Bank for Investment & Finance's Net Margin % falls into.


IQS:BERI
99GF Score
Erbil Bank for Investment & Finance IQS:BERI
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Erbil Bank for Investment & Finance Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Erbil Bank for Investment & Finance's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3448.956/4277.392
=-80.63 %

Erbil Bank for Investment & Finance's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=7357.649/996.42
=738.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 738.41% mean?
Erbil Bank for Investment & Finance (IQS:BERI) has a Net Margin % of 738.41% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Erbil Bank for Investment & Finance and its competitors. According to the industry distribution chart, Erbil Bank for Investment & Finance ranks #1521 out of 1530 companies in the Banks industry, placing it in the top 99.4%.
Is Erbil Bank for Investment & Finance's Net Margin % too high?
Erbil Bank for Investment & Finance's current Net Margin % is 738.41%. The Banks industry median Net Margin % is 26.85. Erbil Bank for Investment & Finance's value of 738.41% is 2650.6% above this industry median. Based on the distribution chart, Erbil Bank for Investment & Finance ranks #1521 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Erbil Bank for Investment & Finance has a GF Score™ of 99/100, reflecting its overall financial health beyond just this single metric.
How does Erbil Bank for Investment & Finance's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Erbil Bank for Investment & Finance ranks #1521 out of 1530 companies for Net Margin %. This places Erbil Bank for Investment & Finance in the lower half of its industry. The industry median Net Margin % is 26.85. Erbil Bank for Investment & Finance's value of 738.41% is 2650.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erbil Bank for Investment & Finance's current Net Margin % of 738.41% is 2650.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Erbil Bank for Investment & Finance and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erbil Bank for Investment & Finance's current Net Margin % is 738.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erbil Bank for Investment & Finance stock overvalued right now?
Erbil Bank for Investment & Finance (IQS:BERI) has a current Net Margin % of 738.41%. The current Net Margin % is 738.41% and 2650.6% above the Banks industry median of 26.85. Erbil Bank for Investment & Finance's overall GF Score™ is 99/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Erbil Bank for Investment & Finance (IQS:BERI), the current Net Margin % is 738.41% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Erbil Bank for Investment & Finance Business Description

Address Khanqa Street, opposite the Ministry of Municipalities, P.O. Box 20/384, Erbil, IRQ
Erbil Bank for Investment & Finance is a financial services organization that provides its presence in the banking sector through services offered to customers. The company offers products such as Banking accounts, Erbil bank cards, Internal and foreign remittances, Mobile banking, and credit services.
99GF Score

Get the complete analysis for IQS:BERI

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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