Erbil Bank for Investment & Finance (IQS:BERI) PS Ratio: 6.88 (As of Jul. 20, 2026) — Near Median

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IQS:BERI Erbil Bank for Investment & Finance IQS:BERI
99 GF Score
Price ع.د0.11
! 1 Warning Sign
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What is Erbil Bank for Investment & Finance PS Ratio?

Erbil Bank for Investment & Finance IQS:BERI 99 PS Ratio is 6.88 as of Jul. 20, 2026, which is 6% below its 10-year median of 7.33. GuruFocus rates IQS:BERI with a GF Score™ of 99/100. The stock has 1 warning sign investors should review. Among 1,514 Banks companies, Erbil Bank for Investment & Finance ranks worse than 93.26% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Erbil Bank for Investment & Finance's share price is ع.د0.11. Erbil Bank for Investment & Finance's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was ع.د0.02. Hence, Erbil Bank for Investment & Finance's PS Ratio for today is 6.88.

Good Sign:

Erbil Bank for Investment & Finance stock PS Ratio (=6.88) is close to 3-year low of 6.88.

The historical rank and industry rank for Erbil Bank for Investment & Finance's PS Ratio or its related term are showing as below:

IQS:BERI' s PS Ratio Range Over the Past 10 Years
Min: 6.88   Med: 7.33   Max: 27.5
Current: 6.88

During the past 8 years, Erbil Bank for Investment & Finance's highest PS Ratio was 27.50. The lowest was 6.88. And the median was 7.33.

IQS:BERI's PS Ratio is ranked worse than
93.26% of 1514 companies
in the Banks industry
Industry Median: 3.03 vs IQS:BERI: 6.88

Erbil Bank for Investment & Finance's Revenue per Sharefor the three months ended in Dec. 2025 was ع.د0.00. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was ع.د0.02.

Warning Sign:

Erbil Bank for Investment & Finance revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Erbil Bank for Investment & Finance was 6.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was -38.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was -28.50% per year.

During the past 8 years, Erbil Bank for Investment & Finance's highest 3-Year average Revenue per Share Growth Rate was 112.30% per year. The lowest was -39.30% per year. And the median was -20.20% per year.

Back to Basics: PS Ratio


Erbil Bank for Investment & Finance  (IQS:BERI) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Erbil Bank for Investment & Finance PS Ratio Related Terms


Erbil Bank for Investment & Finance PS Ratio Historical Data

* Premium members only.

The historical data trend for Erbil Bank for Investment & Finance's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erbil Bank for Investment & Finance PS Ratio Chart

Erbil Bank for Investment & Finance Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 7.33 6.88

Erbil Bank for Investment & Finance Quarterly Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.33 7.33 7.33 7.33 6.88

IQS:BERI vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, Erbil Bank for Investment & Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erbil Bank for Investment & Finance PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Erbil Bank for Investment & Finance's PS Ratio distribution charts can be found below:

* The bar in red indicates where Erbil Bank for Investment & Finance's PS Ratio falls into.


IQS:BERI
99GF Score
Erbil Bank for Investment & Finance IQS:BERI
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Erbil Bank for Investment & Finance PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Erbil Bank for Investment & Finance's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.11/0.016
=6.88

Erbil Bank for Investment & Finance's Share Price of today is ع.د0.11.
Erbil Bank for Investment & Finance's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ع.د0.02.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 6.88 mean?
Erbil Bank for Investment & Finance (IQS:BERI) has a PS Ratio of 6.88 as of Jul. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Erbil Bank for Investment & Finance and its competitors. This is near median its historical median of 7.33. Over the past decade, Erbil Bank for Investment & Finance's PS Ratio has ranged from 6.88 to 27.50. According to the industry distribution chart, Erbil Bank for Investment & Finance ranks #1412 out of 1514 companies in the Banks industry, placing it in the top 93.3%.
Is Erbil Bank for Investment & Finance's PS Ratio too high?
Erbil Bank for Investment & Finance's current PS Ratio of 6.88 is near median its 10-year median of 7.33. Over the past 10 years, this metric has ranged from a low of 6.88 to a high of 27.50. The Banks industry median PS Ratio is 3.03. Erbil Bank for Investment & Finance's value of 6.88 is 127.1% above this industry median. Based on the distribution chart, Erbil Bank for Investment & Finance ranks #1412 out of 1514 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Erbil Bank for Investment & Finance has a GF Score™ of 99/100, reflecting its overall financial health beyond just this single metric.
How does Erbil Bank for Investment & Finance's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Erbil Bank for Investment & Finance ranks #1412 out of 1514 companies for PS Ratio. This places Erbil Bank for Investment & Finance in the lower half of its industry. The industry median PS Ratio is 3.03. Erbil Bank for Investment & Finance's value of 6.88 is 127.1% above this benchmark. Historically, Erbil Bank for Investment & Finance's own PS Ratio has ranged from 6.88 to 27.50 over the past decade. While the company's 10-year median is 7.33 vs. the industry median of 3.03, Erbil Bank for Investment & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erbil Bank for Investment & Finance's current PS Ratio of 6.88 is 127.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Erbil Bank for Investment & Finance and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erbil Bank for Investment & Finance's current PS Ratio is 6.88, which is near median its own 10-year median of 7.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erbil Bank for Investment & Finance stock overvalued right now?
Erbil Bank for Investment & Finance (IQS:BERI) has a current PS Ratio of 6.88. The current PS Ratio is 6.88, which is near median its 10-year median of 7.33 and 127.1% above the Banks industry median of 3.03. Erbil Bank for Investment & Finance's overall GF Score™ is 99/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Erbil Bank for Investment & Finance (IQS:BERI), the current PS Ratio is 6.88 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Erbil Bank for Investment & Finance Business Description

Address Khanqa Street, opposite the Ministry of Municipalities, P.O. Box 20/384, Erbil, IRQ
Erbil Bank for Investment & Finance is a financial services organization that provides its presence in the banking sector through services offered to customers. The company offers products such as Banking accounts, Erbil bank cards, Internal and foreign remittances, Mobile banking, and credit services.
99GF Score

Get the complete analysis for IQS:BERI

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ع.د0.11
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