Erbil Bank for Investment & Finance (IQS:BERI) GF Score: 99/100 (As of Jul. 16, 2026) — 191% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IQS:BERI Erbil Bank for Investment & Finance IQS:BERI
99 GF Score
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What is Erbil Bank for Investment & Finance GF Score?

Erbil Bank for Investment & Finance IQS:BERI 99 GF Score is 99 as of Jul. 16, 2026, which is 191% above its 10-year median of 34.00. GuruFocus rates IQS:BERI with a GF Score™ of 99/100. The stock has 1 warning sign investors should review.

Erbil Bank for Investment & Finance has the GF Score of 99, which implies that the company might have Highest outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 8/10
2. Profitability Rank : 9/10
3. Growth Rank : 2/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Erbil Bank for Investment & Finance might have Highest outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Erbil Bank for Investment & Finance  (IQS:BERI) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Erbil Bank for Investment & Finance GF Score Related Terms


IQS:BERI vs PNC, USB: GF Score Comparison

For the Banks - Regional subindustry, Erbil Bank for Investment & Finance's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erbil Bank for Investment & Finance GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Erbil Bank for Investment & Finance's GF Score distribution charts can be found below:

* The bar in red indicates where Erbil Bank for Investment & Finance's GF Score falls into.


IQS:BERI
99GF Score
Erbil Bank for Investment & Finance IQS:BERI
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 99 mean?
Erbil Bank for Investment & Finance (IQS:BERI) has a GF Score of 99 as of Jul. 16, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Erbil Bank for Investment & Finance and its competitors. This is 191% above median its historical median of 34.00. Over the past decade, Erbil Bank for Investment & Finance's GF Score has ranged from 15.00 to 99.00.
Is Erbil Bank for Investment & Finance's GF Score too high?
Erbil Bank for Investment & Finance's current GF Score of 99 is 191% above median its 10-year median of 34.00. Over the past 10 years, this metric has ranged from a low of 15.00 to a high of 99.00. Overall, Erbil Bank for Investment & Finance has a GF Score™ of 99/100, reflecting its overall financial health beyond just this single metric.
How does Erbil Bank for Investment & Finance's GF Score compare to PNC and USB?
Erbil Bank for Investment & Finance's GF Score of 99 can be compared against companies in the Banks industry. Historically, Erbil Bank for Investment & Finance's own GF Score has ranged from 15.00 to 99.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Erbil Bank for Investment & Finance and its competitors. Erbil Bank for Investment & Finance's current GF Score is 99, which is 191% above median its own 10-year median of 34.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erbil Bank for Investment & Finance stock overvalued right now?
Erbil Bank for Investment & Finance (IQS:BERI) has a current GF Score of 99. The current GF Score is 99, which is 191% above median its 10-year median of 34.00. Erbil Bank for Investment & Finance's overall GF Score™ is 99/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Erbil Bank for Investment & Finance (IQS:BERI), the current GF Score is 99 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Erbil Bank for Investment & Finance Business Description

Address Khanqa Street, opposite the Ministry of Municipalities, P.O. Box 20/384, Erbil, IRQ
Erbil Bank for Investment & Finance is a financial services organization that provides its presence in the banking sector through services offered to customers. The company offers products such as Banking accounts, Erbil bank cards, Internal and foreign remittances, Mobile banking, and credit services.
99GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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