PT Bank JTrust Indonesia Tbk (ISX:BCIC) Enterprise Value: Rp-1,181,033 Mil (As of Jun. 30, 2026) ***


ISX:BCIC PT Bank JTrust Indonesia Tbk ISX:BCIC
44 GF Score
Price Rp111.00
GF Value Rp111.51
Valuation Modestly Overvalued
! 2 Warning Signs
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What is PT Bank JTrust Indonesia Tbk Enterprise Value?

PT Bank JTrust Indonesia Tbk ISX:BCIC -2.29% 44 Enterprise Value is Rp-1,181,033 Mil as of Jun. 30, 2026. GuruFocus rates ISX:BCIC with a GF Score™ of 44/100 and a GF Value™ of Rp111.51 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, PT Bank JTrust Indonesia Tbk's Enterprise Value is Rp-1,181,033 Mil. PT Bank JTrust Indonesia Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was Rp925,857 Mil. Therefore, PT Bank JTrust Indonesia Tbk's EV-to-Revenue ratio for today is -1.28.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, PT Bank JTrust Indonesia Tbk's Enterprise Value is Rp-1,181,033 Mil. PT Bank JTrust Indonesia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-2,520,490 Mil. Therefore, PT Bank JTrust Indonesia Tbk's EV-to-OCF ratio for today is 0.47.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, PT Bank JTrust Indonesia Tbk's Enterprise Value is Rp-1,181,033 Mil. PT Bank JTrust Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-2,563,760 Mil. Therefore, PT Bank JTrust Indonesia Tbk's EV-to-FCF ratio for today is 0.46.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


PT Bank JTrust Indonesia Tbk  (ISX:BCIC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

PT Bank JTrust Indonesia Tbk's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-1181033.148/925857
=-1.28

PT Bank JTrust Indonesia Tbk's current Enterprise Value is Rp-1,181,033 Mil.
PT Bank JTrust Indonesia Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp925,857 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

PT Bank JTrust Indonesia Tbk's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-1181033.148/-2520490
=0.47

PT Bank JTrust Indonesia Tbk's current Enterprise Value is Rp-1,181,033 Mil.
PT Bank JTrust Indonesia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-2,520,490 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

PT Bank JTrust Indonesia Tbk's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-1181033.148/-2563760
=0.46

PT Bank JTrust Indonesia Tbk's current Enterprise Value is Rp-1,181,033 Mil.
PT Bank JTrust Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-2,563,760 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Bank JTrust Indonesia Tbk Enterprise Value Related Terms


PT Bank JTrust Indonesia Tbk Enterprise Value Historical Data

* Premium members only.

The historical data trend for PT Bank JTrust Indonesia Tbk's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank JTrust Indonesia Tbk Enterprise Value Chart

PT Bank JTrust Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -467,242.31 -578,641.57 -3,393,123.36 -180,650.59 -2,212,304.25

PT Bank JTrust Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 246,379.74 899,903.74 -1,658,871.26 -2,212,304.25 -244,252.14

PT Bank JTrust Indonesia Tbk Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, PT Bank JTrust Indonesia Tbk's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank JTrust Indonesia Tbk Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank JTrust Indonesia Tbk's Enterprise Value distribution charts can be found below:

* The bar in red indicates where PT Bank JTrust Indonesia Tbk's Enterprise Value falls into.


ISX:BCIC
44GF Score
PT Bank JTrust Indonesia Tbk ISX:BCIC
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank JTrust Indonesia Tbk Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

PT Bank JTrust Indonesia Tbk's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

PT Bank JTrust Indonesia Tbk's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of Rp-1,181,033 Mil mean?
PT Bank JTrust Indonesia Tbk (ISX:BCIC) has a Enterprise Value of Rp-1,181,033 Mil as of Jun. 30, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT Bank JTrust Indonesia Tbk and its competitors.
Is PT Bank JTrust Indonesia Tbk's Enterprise Value too high?
PT Bank JTrust Indonesia Tbk's current Enterprise Value is Rp-1,181,033 Mil. Overall, PT Bank JTrust Indonesia Tbk has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank JTrust Indonesia Tbk's Enterprise Value compare to competitors?
PT Bank JTrust Indonesia Tbk's Enterprise Value of Rp-1,181,033 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT Bank JTrust Indonesia Tbk and its competitors. PT Bank JTrust Indonesia Tbk's current Enterprise Value is Rp-1,181,033 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank JTrust Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank JTrust Indonesia Tbk (ISX:BCIC) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp111.51, compared to a current price of Rp111.00 — trading 0.5% below its estimated fair value. The current Enterprise Value is Rp-1,181,033 Mil. PT Bank JTrust Indonesia Tbk's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For PT Bank JTrust Indonesia Tbk (ISX:BCIC), the current Enterprise Value is Rp-1,181,033 Mil as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank JTrust Indonesia Tbk (ISX:BCIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank JTrust Indonesia Tbk stock appears to be undervalued. The current stock price of Rp111.00 is trading 0.5% below its estimated GF Value™ of Rp111.51. GuruFocus considers PT Bank JTrust Indonesia Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BCIC:

  • Enterprise Value: Rp-1,181,033 Mil
  • GF Value™: Rp111.51 vs. price of Rp111.00 (0.5% below fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the ISX:BCIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank JTrust Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman No. 86, Sahid Sudirman Center, 33rd Floor, Jakarta, IDN, 10220
PT Bank JTrust Indonesia Tbk is an Indonesia-based financial institution. It is engaged in providing financial services. The company's business activities include Corporate Banking, Commercial & SME services, Business Linkage & Consumer operations, a dedicated Japan/Korean Desk, and Funding activities. The company's business divisions are Retail funding, Loan and export/import and Treasury. Its products and services include public deposit taking in the form of demand deposits, and time deposits, providing credit/loans, either for the long term, medium-term, or short-term loan, fund transfer, and foreign exchange activities in accordance with regulations from Bank Indonesia. The company derives maximum revenue from the Loan and export/import segment.
44GF Score

Get the complete analysis for ISX:BCIC

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp111.00
Price
Rp111.51
GF Value