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The historical rank and industry rank for PT Bank JTrust Indonesia Tbk's PB Ratio or its related term are showing as below:
ISX:BCIC'
s PB Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.57 Max: 5.82
Current: 0.61
During the past 13 years, PT Bank JTrust Indonesia Tbk's highest PB Ratio was 5.82. The lowest was 0.27. And the median was 0.57.
ISX:BCIC's PB Ratio is ranked better than 84.21% of 1520
companies
in the Banks industry
Industry Median: 1.11
vs ISX:BCIC: 0.61
During the past 12 months, PT Bank JTrust Indonesia Tbk's average Book Value Per Share Growth Rate was -10.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -2.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank JTrust Indonesia Tbk was 29.80% per year. The lowest was -15.60% per year. And the median was 4.75% per year.
Back to Basics: PB Ratio
PT Bank JTrust Indonesia Tbk (ISX:BCIC) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PT Bank JTrust Indonesia Tbk PB Ratio Related Terms
PT Bank JTrust Indonesia Tbk PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank JTrust Indonesia Tbk PB Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank JTrust Indonesia Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank JTrust Indonesia Tbk PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank JTrust Indonesia Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank JTrust Indonesia Tbk's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Bank JTrust Indonesia Tbk (ISX:BCIC) has a PB Ratio of 0.61 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank JTrust Indonesia Tbk and its competitors. This is near median its historical median of 0.57. Over the past decade, PT Bank JTrust Indonesia Tbk's PB Ratio has ranged from 0.27 to 5.82. According to the industry distribution chart, PT Bank JTrust Indonesia Tbk ranks #240 out of 1520 companies in the Banks industry, placing it in the top 15.8%.
Is PT Bank JTrust Indonesia Tbk's PB Ratio too high?
PT Bank JTrust Indonesia Tbk's current PB Ratio of 0.61 is near median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 5.82. The Banks industry median PB Ratio is 1.11. PT Bank JTrust Indonesia Tbk's value of 0.61 is 45% below this industry median. Based on the distribution chart, PT Bank JTrust Indonesia Tbk ranks #240 out of 1520 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank JTrust Indonesia Tbk has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank JTrust Indonesia Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank JTrust Indonesia Tbk ranks #240 out of 1520 companies for PB Ratio. This places PT Bank JTrust Indonesia Tbk in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. PT Bank JTrust Indonesia Tbk's value of 0.61 is 45% below this benchmark. Historically, PT Bank JTrust Indonesia Tbk's own PB Ratio has ranged from 0.27 to 5.82 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 1.11, PT Bank JTrust Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank JTrust Indonesia Tbk's current PB Ratio of 0.61 is 45% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank JTrust Indonesia Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank JTrust Indonesia Tbk's current PB Ratio is 0.61, which is near median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank JTrust Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank JTrust Indonesia Tbk (ISX:BCIC) is currently considered Fairly Valued. The stock's GF Value™ is Rp110.86, compared to a current price of Rp117.00 — trading 5.5% above its estimated fair value. The current PB Ratio is 0.61, which is near median its 10-year median of 0.57 and 45% below the Banks industry median of 1.11. PT Bank JTrust Indonesia Tbk's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank JTrust Indonesia Tbk (ISX:BCIC), the current PB Ratio is 0.61 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank JTrust Indonesia Tbk (ISX:BCIC) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank JTrust Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp117.00 is trading 5.5% above its estimated GF Value™ of Rp110.86.
GuruFocus considers PT Bank JTrust Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:BCIC:
PB Ratio: 0.61 (near median its 10-year median of 0.57)
GF Value™: Rp110.86 vs. price of Rp117.00 (5.5% above fair value)
Industry Position: 45% below the Banks median (#240 of 1520)
No single metric tells the full story. See the ISX:BCIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank JTrust Indonesia Tbk is an Indonesia-based financial institution. It is engaged in providing financial services. The company's business activities include Corporate Banking, Commercial & SME services, Business Linkage & Consumer operations, a dedicated Japan/Korean Desk, and Funding activities. The company's business divisions are Retail funding, Loan and export/import and Treasury. Its products and services include public deposit taking in the form of demand deposits, and time deposits, providing credit/loans, either for the long term, medium-term, or short-term loan, fund transfer, and foreign exchange activities in accordance with regulations from Bank Indonesia. The company derives maximum revenue from the Loan and export/import segment.
45GF Score
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