PT Bank JTrust Indonesia Tbk (ISX:BCIC) FCF Yield %: -180.86 (As of Jun. 29, 2026)


ISX:BCIC PT Bank JTrust Indonesia Tbk ISX:BCIC
44 GF Score
Price Rp131.00
GF Value Rp111.51
Valuation Modestly Overvalued
! 2 Warning Signs
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What is PT Bank JTrust Indonesia Tbk FCF Yield %?

PT Bank JTrust Indonesia Tbk ISX:BCIC -5.07% 44 FCF Yield % is -180.86 as of Jun. 29, 2026. GuruFocus rates ISX:BCIC with a GF Score™ of 44/100 and a GF Value™ of Rp111.51 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,507 Banks companies, PT Bank JTrust Indonesia Tbk ranks worse than 98.47% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Bank JTrust Indonesia Tbk's Trailing 12-Month Free Cash Flow is Rp-2,563,760 Mil, and Market Cap is Rp1,417,509 Mil. Therefore, PT Bank JTrust Indonesia Tbk's FCF Yield % for today is -180.86%.

The historical rank and industry rank for PT Bank JTrust Indonesia Tbk's FCF Yield % or its related term are showing as below:

ISX:BCIC' s FCF Yield % Range Over the Past 10 Years
Min: -524.36   Med: 12.91   Max: 581.51
Current: -180.86


During the past 13 years, the highest FCF Yield % of PT Bank JTrust Indonesia Tbk was 581.51%. The lowest was -524.36%. And the median was 12.91%.

ISX:BCIC's FCF Yield % is ranked worse than
98.47% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs ISX:BCIC: -180.86

PT Bank JTrust Indonesia Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -1,031.76%.


PT Bank JTrust Indonesia Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank JTrust Indonesia Tbk FCF Yield % Related Terms


PT Bank JTrust Indonesia Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank JTrust Indonesia Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank JTrust Indonesia Tbk FCF Yield % Chart

PT Bank JTrust Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51.84 -6.28 108.31 -42.84 -59.79

PT Bank JTrust Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -190.24 -319.53 254.76 36.98 -395.55

PT Bank JTrust Indonesia Tbk FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank JTrust Indonesia Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank JTrust Indonesia Tbk FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank JTrust Indonesia Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank JTrust Indonesia Tbk's FCF Yield % falls into.


ISX:BCIC
44GF Score
PT Bank JTrust Indonesia Tbk ISX:BCIC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank JTrust Indonesia Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Bank JTrust Indonesia Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1699892 / 2843257.754
=-59.79%

PT Bank JTrust Indonesia Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-2328085 * 4 / 2354289.86
=-395.55%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -180.86 mean?
PT Bank JTrust Indonesia Tbk (ISX:BCIC) has a FCF Yield % of -180.86 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank JTrust Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank JTrust Indonesia Tbk ranks #1484 out of 1507 companies in the Banks industry, placing it in the top 98.5%.
Is PT Bank JTrust Indonesia Tbk's FCF Yield % too high?
PT Bank JTrust Indonesia Tbk's current FCF Yield % is -180.86. Based on the distribution chart, PT Bank JTrust Indonesia Tbk ranks #1484 out of 1507 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank JTrust Indonesia Tbk has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank JTrust Indonesia Tbk's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank JTrust Indonesia Tbk ranks #1484 out of 1507 companies for FCF Yield %. This places PT Bank JTrust Indonesia Tbk in the lower half of its industry. The industry median FCF Yield % is 8.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank JTrust Indonesia Tbk and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank JTrust Indonesia Tbk's current FCF Yield % is -180.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank JTrust Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank JTrust Indonesia Tbk (ISX:BCIC) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp111.51, compared to a current price of Rp131.00 — trading 17.5% above its estimated fair value. The current FCF Yield % is -180.86. PT Bank JTrust Indonesia Tbk's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Bank JTrust Indonesia Tbk (ISX:BCIC), the current FCF Yield % is -180.86 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank JTrust Indonesia Tbk (ISX:BCIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank JTrust Indonesia Tbk stock appears to be overvalued. The current stock price of Rp131.00 is trading 17.5% above its estimated GF Value™ of Rp111.51. GuruFocus considers PT Bank JTrust Indonesia Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BCIC:

  • FCF Yield %: -180.86
  • GF Value™: Rp111.51 vs. price of Rp131.00 (17.5% above fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the ISX:BCIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank JTrust Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman No. 86, Sahid Sudirman Center, 33rd Floor, Jakarta, IDN, 10220
PT Bank JTrust Indonesia Tbk is an Indonesia-based financial institution. It is engaged in providing financial services. The company's business activities include Corporate Banking, Commercial & SME services, Business Linkage & Consumer operations, a dedicated Japan/Korean Desk, and Funding activities. The company's business divisions are Retail funding, Loan and export/import and Treasury. Its products and services include public deposit taking in the form of demand deposits, and time deposits, providing credit/loans, either for the long term, medium-term, or short-term loan, fund transfer, and foreign exchange activities in accordance with regulations from Bank Indonesia. The company derives maximum revenue from the Loan and export/import segment.
44GF Score

Get the complete analysis for ISX:BCIC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp131.00
Price
Rp111.51
GF Value