PT Bank JTrust Indonesia Tbk (ISX:BCIC) OCF Margin %: -279.11% (As of Jun. 2026)

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ISX:BCIC PT Bank JTrust Indonesia Tbk ISX:BCIC
50 GF Score
Price Rp125.00
GF Value Rp116.79
Valuation Fairly Valued
! 2 Warning Signs
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What is PT Bank JTrust Indonesia Tbk OCF Margin %?

PT Bank JTrust Indonesia Tbk ISX:BCIC 50 OCF Margin % is -279.11% as of Jun. 2026. GuruFocus rates ISX:BCIC with a GF Score™ of 50/100 and a GF Value™ of Rp116.79 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,498 Banks companies, PT Bank JTrust Indonesia Tbk ranks worse than 89.39% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. PT Bank JTrust Indonesia Tbk's Cash Flow from Operations for the three months ended in Jun. 2026 was Rp-546,543 Mil. PT Bank JTrust Indonesia Tbk's Revenue for the three months ended in Jun. 2026 was Rp195,815 Mil. Therefore, PT Bank JTrust Indonesia Tbk's OCF Margin % for the quarter that ended in Jun. 2026 was -279.11%.

As of today, PT Bank JTrust Indonesia Tbk's current OCF Yield % is -44.10%.

The historical rank and industry rank for PT Bank JTrust Indonesia Tbk's OCF Margin % or its related term are showing as below:

ISX:BCIC' s OCF Margin % Range Over the Past 10 Years
Min: -30478.37   Med: -37.86   Max: 1069.14
Current: -67.76


During the past 13 years, the highest OCF Margin % of PT Bank JTrust Indonesia Tbk was 1069.14%. The lowest was -30478.37%. And the median was -37.86%.

ISX:BCIC's OCF Margin % is ranked worse than
89.39% of 1498 companies
in the Banks industry
Industry Median: 29.155 vs ISX:BCIC: -67.76


PT Bank JTrust Indonesia Tbk OCF Margin % Related Terms


PT Bank JTrust Indonesia Tbk OCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank JTrust Indonesia Tbk's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank JTrust Indonesia Tbk OCF Margin % Chart

PT Bank JTrust Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,069.14 -13.41 224.17 -97.49 -169.61

PT Bank JTrust Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,226.55 949.17 90.50 -1,029.55 -279.11

PT Bank JTrust Indonesia Tbk OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank JTrust Indonesia Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank JTrust Indonesia Tbk OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank JTrust Indonesia Tbk's OCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank JTrust Indonesia Tbk's OCF Margin % falls into.


ISX:BCIC
50GF Score
PT Bank JTrust Indonesia Tbk ISX:BCIC
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank JTrust Indonesia Tbk OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

PT Bank JTrust Indonesia Tbk's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1652718/974399
=-169.61 %

PT Bank JTrust Indonesia Tbk's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-546543/195815
=-279.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -279.11% mean?
PT Bank JTrust Indonesia Tbk (ISX:BCIC) has a OCF Margin % of -279.11% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank JTrust Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank JTrust Indonesia Tbk ranks #1339 out of 1498 companies in the Banks industry, placing it in the top 89.4%.
Is PT Bank JTrust Indonesia Tbk's OCF Margin % too high?
PT Bank JTrust Indonesia Tbk's current OCF Margin % is -279.11%. Based on the distribution chart, PT Bank JTrust Indonesia Tbk ranks #1339 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank JTrust Indonesia Tbk has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank JTrust Indonesia Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank JTrust Indonesia Tbk ranks #1339 out of 1498 companies for OCF Margin %. This places PT Bank JTrust Indonesia Tbk in the lower half of its industry. The industry median OCF Margin % is 29.16. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.16, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank JTrust Indonesia Tbk and its competitors. For the Banks industry, the median OCF Margin % is 29.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank JTrust Indonesia Tbk's current OCF Margin % is -279.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank JTrust Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank JTrust Indonesia Tbk (ISX:BCIC) is currently considered Fairly Valued. The stock's GF Value™ is Rp116.79, compared to a current price of Rp125.00 — trading 7% above its estimated fair value. The current OCF Margin % is -279.11%. PT Bank JTrust Indonesia Tbk's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank JTrust Indonesia Tbk (ISX:BCIC), the current OCF Margin % is -279.11% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank JTrust Indonesia Tbk (ISX:BCIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank JTrust Indonesia Tbk stock appears to be overvalued. The current stock price of Rp125.00 is trading 7% above its estimated GF Value™ of Rp116.79. GuruFocus considers PT Bank JTrust Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:BCIC:

  • OCF Margin %: -279.11%
  • GF Value™: Rp116.79 vs. price of Rp125.00 (7% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the ISX:BCIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank JTrust Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman No. 86, Sahid Sudirman Center, 33rd Floor, Jakarta, IDN, 10220
PT Bank JTrust Indonesia Tbk is an Indonesia-based financial institution. It is engaged in providing financial services. The company's business activities include Corporate Banking, Commercial & SME services, Business Linkage & Consumer operations, a dedicated Japan/Korean Desk, and Funding activities. The company's business divisions are Retail funding, Loan and export/import and Treasury. Its products and services include public deposit taking in the form of demand deposits, and time deposits, providing credit/loans, either for the long term, medium-term, or short-term loan, fund transfer, and foreign exchange activities in accordance with regulations from Bank Indonesia. The company derives maximum revenue from the Loan and export/import segment.
50GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp125.00
Price
Rp116.79
GF Value