Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
PICC Property and Casualty Co (OTCPK:PPCCY) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
PICC Property and Casualty Co's EV-to-EBIT for today is
PICC Property and Casualty Co's current Enterprise Value is $43,290 Mil.
PICC Property and Casualty Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,710 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
PICC Property and Casualty Co's EV-to-EBITDA for today is:
PICC Property and Casualty Co's current Enterprise Value is $43,290 Mil.
PICC Property and Casualty Co's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,710 Mil.
PICC Property and Casualty Co's current Enterprise Value is $43,290 Mil.
PICC Property and Casualty Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $36,624 Mil.
PICC Property and Casualty Co's current Enterprise Value is $43,290 Mil.
PICC Property and Casualty Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.
PICC Property and Casualty Co's current Enterprise Value is $43,290 Mil.
PICC Property and Casualty Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-384 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co Enterprise Value Related Terms
PICC Property and Casualty Co Enterprise Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co Enterprise Value Chart
PPCCY vs CB, PGR, TRV: Enterprise Value Comparison
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's Enterprise Value distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's Enterprise Value falls into.
PICC Property and Casualty Co Enterprise Value Calculation
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co (PPCCY) has a Enterprise Value of $43,290 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PICC Property and Casualty Co and its competitors.
Is PICC Property and Casualty Co's Enterprise Value too high?
PICC Property and Casualty Co's current Enterprise Value is $43,290 Mil. Overall, PICC Property and Casualty Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Enterprise Value compare to CB and PGR?
PICC Property and Casualty Co's Enterprise Value of $43,290 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PICC Property and Casualty Co and its competitors. PICC Property and Casualty Co's current Enterprise Value is $43,290 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (PPCCY) is currently considered Fairly Valued. The stock's GF Value™ is $43.59, compared to a current price of $47.57 — trading 9.1% above its estimated fair value. The current Enterprise Value is $43,290 Mil. PICC Property and Casualty Co's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCY), the current Enterprise Value is $43,290 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (PPCCY) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of $47.57 is trading 9.1% above its estimated GF Value™ of $43.59.
GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.
Key valuation signals for PPCCY:
Enterprise Value: $43,290 Mil
GF Value™: $43.59 vs. price of $47.57 (9.1% above fair value)
No single metric tells the full story. See the PPCCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Property and Casualty Co Business Description
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
71GF Score
Get the complete analysis for PPCCY
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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