The historical rank and industry rank for PICC Property and Casualty Co's Net Margin % or its related term are showing as below:
PPCCY'
s Net Margin % Range Over the Past 10 Years
Min: 4.31 Med: 6.1 Max: 7.89
Current: 6.1
PPCCY's Net Margin % is ranked worse than 63.87% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs PPCCY: 6.10
PICC Property and Casualty Co (OTCPK:PPCCY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PICC Property and Casualty Co Net Margin % Related Terms
PICC Property and Casualty Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co (PPCCY) has a Net Margin % of 0.08% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on PICC Property and Casualty Co and its competitors. This is 99% below median its historical median of 6.10. Over the past decade, PICC Property and Casualty Co's Net Margin % has ranged from 4.31 to 7.89. According to the industry distribution chart, PICC Property and Casualty Co ranks #320 out of 501 companies in the Insurance industry, placing it in the top 63.9%.
Is PICC Property and Casualty Co's Net Margin % too high?
PICC Property and Casualty Co's current Net Margin % of 0.08% is 99% below median its 10-year median of 6.10. Over the past 10 years, this metric has ranged from a low of 4.31 to a high of 7.89. The Insurance industry median Net Margin % is 9.29. PICC Property and Casualty Co's value of 0.08% is 99.1% below this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #320 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, PICC Property and Casualty Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #320 out of 501 companies for Net Margin %. This places PICC Property and Casualty Co in the lower half of its industry. The industry median Net Margin % is 9.29. PICC Property and Casualty Co's value of 0.08% is 99.1% below this benchmark. Historically, PICC Property and Casualty Co's own Net Margin % has ranged from 4.31 to 7.89 over the past decade. While the company's 10-year median is 6.10 vs. the industry median of 9.29, PICC Property and Casualty Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current Net Margin % of 0.08% is 99.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current Net Margin % is 0.08%, which is 99% below median its own 10-year median of 6.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (PPCCY) is currently considered Fairly Valued. The stock's GF Value™ is $42.62, compared to a current price of $46.22 — trading 8.4% above its estimated fair value. The current Net Margin % is 0.08%, which is 99% below median its 10-year median of 6.10 and 99.1% below the Insurance industry median of 9.29. PICC Property and Casualty Co's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCY), the current Net Margin % is 0.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (PPCCY) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of $46.22 is trading 8.4% above its estimated GF Value™ of $42.62.
GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.
Key valuation signals for PPCCY:
Net Margin %: 0.08% (99% below median its 10-year median of 6.10)
GF Value™: $42.62 vs. price of $46.22 (8.4% above fair value)
Industry Position: 99.1% below the Insurance median (#320 of 501)
No single metric tells the full story. See the PPCCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Property and Casualty Co Business Description
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
71GF Score
Get the complete analysis for PPCCY
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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