The historical rank and industry rank for PICC Property and Casualty Co's Pretax Margin % or its related term are showing as below:
PPCCY'
s Pretax Margin % Range Over the Past 10 Years
Min: 5.97 Med: 7.19 Max: 9.32
Current: 7.2
PPCCY's Pretax Margin % is ranked worse than 68.77% of 506
companies
in the Insurance industry
Industry Median: 12.02
vs PPCCY: 7.20
PICC Property and Casualty Co (OTCPK:PPCCY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
PICC Property and Casualty Co Pretax Margin % Related Terms
PICC Property and Casualty Co Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co Pretax Margin % Chart
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co (PPCCY) has a Pretax Margin % of -0.81% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PICC Property and Casualty Co and its competitors. Over the past decade, PICC Property and Casualty Co's Pretax Margin % has ranged from 5.97 to 9.32. According to the industry distribution chart, PICC Property and Casualty Co ranks #348 out of 506 companies in the Insurance industry, placing it in the top 68.8%.
Is PICC Property and Casualty Co's Pretax Margin % too high?
PICC Property and Casualty Co's current Pretax Margin % is -0.81%. Over the past 10 years, this metric has ranged from a low of 5.97 to a high of 9.32. Based on the distribution chart, PICC Property and Casualty Co ranks #348 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, PICC Property and Casualty Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #348 out of 506 companies for Pretax Margin %. This places PICC Property and Casualty Co in the lower half of its industry. The industry median Pretax Margin % is 12.02. Historically, PICC Property and Casualty Co's own Pretax Margin % has ranged from 5.97 to 9.32 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current Pretax Margin % is -0.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (PPCCY) is currently considered Fairly Valued. The stock's GF Value™ is $43.59, compared to a current price of $47.57 — trading 9.1% above its estimated fair value. The current Pretax Margin % is -0.81%. PICC Property and Casualty Co's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCY), the current Pretax Margin % is -0.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (PPCCY) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of $47.57 is trading 9.1% above its estimated GF Value™ of $43.59.
GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.
Key valuation signals for PPCCY:
Pretax Margin %: -0.81%
GF Value™: $43.59 vs. price of $47.57 (9.1% above fair value)
No single metric tells the full story. See the PPCCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Property and Casualty Co Business Description
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
71GF Score
Get the complete analysis for PPCCY
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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