Mortgage Service Japan (TSE:7192) Enterprise Value: 円12,416 Mil (As of Jul. 08, 2026) ***


TSE:7192 Mortgage Service Japan Ltd TSE:7192
73 GF Score
Price 円581.00
GF Value 円503.49
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Mortgage Service Japan Enterprise Value?

Mortgage Service Japan TSE:7192 -0.85% 73 Enterprise Value is 円12,416 Mil as of Jul. 08, 2026. GuruFocus rates TSE:7192 with a GF Score™ of 73/100 and a GF Value™ of 円503.49 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Mortgage Service Japan's Enterprise Value is 円12,416 Mil. Mortgage Service Japan's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,699 Mil. Therefore, Mortgage Service Japan's EV-to-EBIT ratio for today is 7.31.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Mortgage Service Japan's Enterprise Value is 円12,416 Mil. Mortgage Service Japan's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,809 Mil. Therefore, Mortgage Service Japan's EV-to-EBITDA ratio for today is 6.86.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Mortgage Service Japan's Enterprise Value is 円12,416 Mil. Mortgage Service Japan's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was 円8,065 Mil. Therefore, Mortgage Service Japan's EV-to-Revenue ratio for today is 1.54.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Mortgage Service Japan's Enterprise Value is 円12,416 Mil. Mortgage Service Japan's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was 円0 Mil. Therefore, Mortgage Service Japan's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Mortgage Service Japan's Enterprise Value is 円12,416 Mil. Mortgage Service Japan's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円0 Mil. Therefore, Mortgage Service Japan's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Mortgage Service Japan  (TSE:7192) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Mortgage Service Japan's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=12416.082/1698.576
=7.31

Mortgage Service Japan's current Enterprise Value is 円12,416 Mil.
Mortgage Service Japan's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円1,699 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Mortgage Service Japan's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=12416.082/1809.17
=6.86

Mortgage Service Japan's current Enterprise Value is 円12,416 Mil.
Mortgage Service Japan's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円1,809 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Mortgage Service Japan's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=12416.082/8065.325
=1.54

Mortgage Service Japan's current Enterprise Value is 円12,416 Mil.
Mortgage Service Japan's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円8,065 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Mortgage Service Japan's EV-to-OCF for today is:


Mortgage Service Japan's current Enterprise Value is 円12,416 Mil.
Mortgage Service Japan's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円0 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Mortgage Service Japan's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=12416.082/0
=

Mortgage Service Japan's current Enterprise Value is 円12,416 Mil.
Mortgage Service Japan's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mortgage Service Japan Enterprise Value Related Terms


Mortgage Service Japan Enterprise Value Historical Data

* Premium members only.

The historical data trend for Mortgage Service Japan's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Service Japan Enterprise Value Chart

Mortgage Service Japan Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19,050.90 14,958.16 10,965.46 8,659.24 12,915.96

Mortgage Service Japan Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,659.24 7,420.39 8,299.42 10,299.35 12,915.96

TSE:7192 vs RKT, FNMA, PFSI: Enterprise Value Comparison

For the Mortgage Finance subindustry, Mortgage Service Japan's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Service Japan Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Service Japan's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Mortgage Service Japan's Enterprise Value falls into.


TSE:7192
73GF Score
Mortgage Service Japan Ltd TSE:7192
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mortgage Service Japan Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Mortgage Service Japan's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Mortgage Service Japan's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of 円12,416 Mil mean?
Mortgage Service Japan (TSE:7192) has a Enterprise Value of 円12,416 Mil as of Jul. 08, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Mortgage Service Japan and its competitors.
Is Mortgage Service Japan's Enterprise Value too high?
Mortgage Service Japan's current Enterprise Value is 円12,416 Mil. Overall, Mortgage Service Japan has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Service Japan's Enterprise Value compare to RKT and FNMA?
Mortgage Service Japan's Enterprise Value of 円12,416 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Mortgage Service Japan and its competitors. Mortgage Service Japan's current Enterprise Value is 円12,416 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Service Japan stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Service Japan (TSE:7192) is currently considered Modestly Overvalued. The stock's GF Value™ is 円503.49, compared to a current price of 円581.00 — trading 15.4% above its estimated fair value. The current Enterprise Value is 円12,416 Mil. Mortgage Service Japan's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Mortgage Service Japan (TSE:7192), the current Enterprise Value is 円12,416 Mil as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Service Japan (TSE:7192) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Service Japan stock appears to be overvalued. The current stock price of 円581.00 is trading 15.4% above its estimated GF Value™ of 円503.49. GuruFocus considers Mortgage Service Japan to be Modestly Overvalued.

Key valuation signals for TSE:7192:

  • Enterprise Value: 円12,416 Mil
  • GF Value™: 円503.49 vs. price of 円581.00 (15.4% above fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the TSE:7192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Service Japan Business Description

Address 3-7-1 Nishi-Shinbashi, Minato-ku, Landic 2nd Shimbashi Building, Tokyo, JPN, 105-0003
Mortgage Service Japan Ltd provides mortgage services. The Company offers house loans, defect warranty liability insurance on houses as well as integrated housing-solutions such as system development, and cloud platform services. It also engaged in education, publishing, consulting field.
73GF Score

Get the complete analysis for TSE:7192

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円581.00
Price
円503.49
GF Value