Mortgage Service Japan (TSE:7192) FCF Yield %: -14.88 (As of Jul. 08, 2026)


TSE:7192 Mortgage Service Japan Ltd TSE:7192
73 GF Score
Price 円581.00
GF Value 円503.49
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Mortgage Service Japan FCF Yield %?

Mortgage Service Japan TSE:7192 -0.85% 73 FCF Yield % is -14.88 as of Jul. 08, 2026. GuruFocus rates TSE:7192 with a GF Score™ of 73/100 and a GF Value™ of 円503.49 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,503 Banks companies, Mortgage Service Japan ranks worse than 84.63% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Mortgage Service Japan's Trailing 12-Month Free Cash Flow is 円-1,270 Mil, and Market Cap is 円8,542 Mil. Therefore, Mortgage Service Japan's FCF Yield % for today is -14.88%.

The historical rank and industry rank for Mortgage Service Japan's FCF Yield % or its related term are showing as below:

TSE:7192' s FCF Yield % Range Over the Past 10 Years
Min: -14.88   Med: 0   Max: 0
Current: -14.88


TSE:7192's FCF Yield % is ranked worse than
84.63% of 1503 companies
in the Banks industry
Industry Median: 8.11 vs TSE:7192: -14.88

Mortgage Service Japan's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Mortgage Service Japan FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Mortgage Service Japan FCF Yield % Related Terms


Mortgage Service Japan FCF Yield % Historical Data

* Premium members only.

The historical data trend for Mortgage Service Japan's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Service Japan FCF Yield % Chart

Mortgage Service Japan Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.40 7.75 20.81 24.76 -14.05

Mortgage Service Japan Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TSE:7192 vs RKT, FNMA, PFSI: FCF Yield % Comparison

For the Mortgage Finance subindustry, Mortgage Service Japan's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Service Japan FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Service Japan's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Mortgage Service Japan's FCF Yield % falls into.


TSE:7192
73GF Score
Mortgage Service Japan Ltd TSE:7192
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mortgage Service Japan FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Mortgage Service Japan's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1270.422 / 9041.73
=-14.05%

Mortgage Service Japan's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 9041.73
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -14.88 mean?
Mortgage Service Japan (TSE:7192) has a FCF Yield % of -14.88 as of Jul. 08, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mortgage Service Japan and its competitors. According to the industry distribution chart, Mortgage Service Japan ranks #1272 out of 1503 companies in the Banks industry, placing it in the top 84.6%.
Is Mortgage Service Japan's FCF Yield % too high?
Mortgage Service Japan's current FCF Yield % is -14.88. Based on the distribution chart, Mortgage Service Japan ranks #1272 out of 1503 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mortgage Service Japan has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Service Japan's FCF Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Service Japan ranks #1272 out of 1503 companies for FCF Yield %. This places Mortgage Service Japan in the lower half of its industry. The industry median FCF Yield % is 8.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.11, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mortgage Service Japan and its competitors. For the Banks industry, the median FCF Yield % is 8.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Service Japan's current FCF Yield % is -14.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Service Japan stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Service Japan (TSE:7192) is currently considered Modestly Overvalued. The stock's GF Value™ is 円503.49, compared to a current price of 円581.00 — trading 15.4% above its estimated fair value. The current FCF Yield % is -14.88. Mortgage Service Japan's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Mortgage Service Japan (TSE:7192), the current FCF Yield % is -14.88 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Service Japan (TSE:7192) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Service Japan stock appears to be overvalued. The current stock price of 円581.00 is trading 15.4% above its estimated GF Value™ of 円503.49. GuruFocus considers Mortgage Service Japan to be Modestly Overvalued.

Key valuation signals for TSE:7192:

  • FCF Yield %: -14.88
  • GF Value™: 円503.49 vs. price of 円581.00 (15.4% above fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the TSE:7192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Service Japan Business Description

Address 3-7-1 Nishi-Shinbashi, Minato-ku, Landic 2nd Shimbashi Building, Tokyo, JPN, 105-0003
Mortgage Service Japan Ltd provides mortgage services. The Company offers house loans, defect warranty liability insurance on houses as well as integrated housing-solutions such as system development, and cloud platform services. It also engaged in education, publishing, consulting field.
73GF Score

Get the complete analysis for TSE:7192

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円581.00
Price
円503.49
GF Value