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Mortgage Service JapanTSE:7192 -1.52%73 Shareholder Yield % is 1.54% as of Mar. 2026, which is 48% below its 10-year median of 2.95. GuruFocus rates TSE:7192 with a GF Score™ of 73/100 and a GF Value™ of 円503.97 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, Mortgage Service Japan ranks better than 50.47% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Mortgage Service Japan's Shareholder Yield % was 1.54%.
Mortgage Service Japan (TSE:7192) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Mortgage Service Japan Shareholder Yield % Related Terms
Mortgage Service Japan Shareholder Yield % Historical Data
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The historical data trend for Mortgage Service Japan's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7192 vs RKT, FNMA, PFSI: Shareholder Yield % Comparison
For the Mortgage Finance subindustry, Mortgage Service Japan's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mortgage Service Japan Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Mortgage Service Japan's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Mortgage Service Japan's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Mortgage Service Japan (TSE:7192) has a Shareholder Yield % of 1.54% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Mortgage Service Japan and its competitors. This is 48% below median its historical median of 2.95. According to the industry distribution chart, Mortgage Service Japan ranks #743 out of 1500 companies in the Banks industry, placing it in the top 49.5%.
Is Mortgage Service Japan's Shareholder Yield % too high?
Mortgage Service Japan's current Shareholder Yield % of 1.54% is 48% below median its 10-year median of 2.95. The Banks industry median Shareholder Yield % is 1.51. Mortgage Service Japan's value of 1.54% is 2% above this industry median. Based on the distribution chart, Mortgage Service Japan ranks #743 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Mortgage Service Japan has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Service Japan's Shareholder Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Service Japan ranks #743 out of 1500 companies for Shareholder Yield %. This puts Mortgage Service Japan in the upper half of its industry. The industry median Shareholder Yield % is 1.51. Mortgage Service Japan's value of 1.54% is 2% above this benchmark. While the company's 10-year median is 2.95 vs. the industry median of 1.51, Mortgage Service Japan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.51, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Service Japan's current Shareholder Yield % of 1.54% is 2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Mortgage Service Japan and its competitors. For the Banks industry, the median Shareholder Yield % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Service Japan's current Shareholder Yield % is 1.54%, which is 48% below median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Service Japan stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Service Japan (TSE:7192) is currently considered Modestly Overvalued. The stock's GF Value™ is 円503.97, compared to a current price of 円583.00 — trading 15.7% above its estimated fair value. The current Shareholder Yield % is 1.54%, which is 48% below median its 10-year median of 2.95 and 2% above the Banks industry median of 1.51. Mortgage Service Japan's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Mortgage Service Japan (TSE:7192), the current Shareholder Yield % is 1.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mortgage Service Japan (TSE:7192) Overvalued in 2026?
Based on GuruFocus' analysis, Mortgage Service Japan stock appears to be overvalued.
The current stock price of 円583.00 is trading 15.7% above its estimated GF Value™ of 円503.97.
GuruFocus considers Mortgage Service Japan to be Modestly Overvalued.
Key valuation signals for TSE:7192:
Shareholder Yield %: 1.54% (48% below median its 10-year median of 2.95)
GF Value™: 円503.97 vs. price of 円583.00 (15.7% above fair value)
Industry Position: 2% above the Banks median (#743 of 1500)
No single metric tells the full story. See the TSE:7192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mortgage Service Japan Ltd provides mortgage services. The Company offers house loans, defect warranty liability insurance on houses as well as integrated housing-solutions such as system development, and cloud platform services. It also engaged in education, publishing, consulting field.
73GF Score
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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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