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Mortgage Service Japan's earnings per share without non-recurring items for the
three
months ended in Mar. 2026 was 円17.06.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 円74.14.
During the past 12 months, Mortgage Service Japan's average earnings per share (NRI) Growth Rate was 10.70% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 3.80% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 0.40% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 7.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Mortgage Service Japan's EPS without NRI or its related term are showing as below:
TSE:7192'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -4.3 Med: 10 Max: 99.6
Current: 3.8
During the past 12 years, Mortgage Service Japan's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 99.60% per year. The lowest was -4.30% per year. And the median was 10.00% per year.
TSE:7192's 3-Year EPS without NRI Growth Rate is ranked worse than 60.23% of 1413
companies
in the Banks industry
Industry Median: 7.3
vs TSE:7192: 3.80
Mortgage Service Japan (TSE:7192) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Mortgage Service Japan EPS without NRI Related Terms
Mortgage Service Japan EPS without NRI Historical Data
* Premium members only.
The historical data trend for Mortgage Service Japan's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7192 vs RKT, FNMA, PFSI: EPS without NRI Comparison
For the Mortgage Finance subindustry, Mortgage Service Japan's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mortgage Service Japan PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Mortgage Service Japan's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Mortgage Service Japan's PE Ratio without NRI falls into.
Mortgage Service Japan EPS without NRI Calculation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円74.14
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mortgage Service Japan (TSE:7192) has a EPS without NRI of 円74.14 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Mortgage Service Japan and its competitors. According to the industry distribution chart, Mortgage Service Japan ranks #851 out of 1413 companies in the Banks industry, placing it in the top 60.2%.
Is Mortgage Service Japan's EPS without NRI too high?
Mortgage Service Japan's current EPS without NRI is 円74.14. Based on the distribution chart, Mortgage Service Japan ranks #851 out of 1413 companies in the Banks industry, which is below the industry midpoint. Overall, Mortgage Service Japan has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Service Japan's EPS without NRI compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Service Japan ranks #851 out of 1413 companies for EPS without NRI. This places Mortgage Service Japan in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Mortgage Service Japan and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Service Japan's current EPS without NRI is 円74.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Service Japan stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Service Japan (TSE:7192) is currently considered Modestly Overvalued. The stock's GF Value™ is 円503.97, compared to a current price of 円583.00 — trading 15.7% above its estimated fair value. The current EPS without NRI is 円74.14. Mortgage Service Japan's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Mortgage Service Japan (TSE:7192), the current EPS without NRI is 円74.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mortgage Service Japan (TSE:7192) Overvalued in 2026?
Based on GuruFocus' analysis, Mortgage Service Japan stock appears to be overvalued.
The current stock price of 円583.00 is trading 15.7% above its estimated GF Value™ of 円503.97.
GuruFocus considers Mortgage Service Japan to be Modestly Overvalued.
Key valuation signals for TSE:7192:
EPS without NRI: 円74.14
GF Value™: 円503.97 vs. price of 円583.00 (15.7% above fair value)
No single metric tells the full story. See the TSE:7192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mortgage Service Japan Ltd provides mortgage services. The Company offers house loans, defect warranty liability insurance on houses as well as integrated housing-solutions such as system development, and cloud platform services. It also engaged in education, publishing, consulting field.
73GF Score
Get the complete analysis for TSE:7192
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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