Mortgage Service Japan (TSE:7192) Receivables Turnover: 0.31 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7192 Mortgage Service Japan Ltd TSE:7192
73 GF Score
Price 円603.00
GF Value 円504.41
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Mortgage Service Japan Receivables Turnover?

Mortgage Service Japan TSE:7192 73 Receivables Turnover is 0.31 as of Mar. 2026. GuruFocus rates TSE:7192 with a GF Score™ of 73/100 and a GF Value™ of 円504.41 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 33 Banks companies, Mortgage Service Japan ranks worse than 90.91% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Mortgage Service Japan's Revenue for the three months ended in Mar. 2026 was 円2,134 Mil. Mortgage Service Japan's average Accounts Receivable for the three months ended in Mar. 2026 was 円6,818 Mil. Hence, Mortgage Service Japan's Receivables Turnover for the three months ended in Mar. 2026 was 0.31.


Mortgage Service Japan  (TSE:7192) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Mortgage Service Japan Receivables Turnover Related Terms


Mortgage Service Japan Receivables Turnover Historical Data

* Premium members only.

The historical data trend for Mortgage Service Japan's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Service Japan Receivables Turnover Chart

Mortgage Service Japan Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.00 1.08 1.34 1.46 1.21

Mortgage Service Japan Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.34 0.39 0.36 0.31

TSE:7192 vs RKT, FNMA, PFSI: Receivables Turnover Comparison

For the Mortgage Finance subindustry, Mortgage Service Japan's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Service Japan Receivables Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Service Japan's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Mortgage Service Japan's Receivables Turnover falls into.


TSE:7192
73GF Score
Mortgage Service Japan Ltd TSE:7192
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mortgage Service Japan Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Mortgage Service Japan's Receivables Turnover for the fiscal year that ended in Mar. 2026 is calculated as

Receivables Turnover (A: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (A: Mar. 2026 ) / ((Accounts Receivable (A: Mar. 2025 ) + Accounts Receivable (A: Mar. 2026 )) / count )
=7960.229 / ((5934.243 + 7240.237) / 2 )
=7960.229 / 6587.24
=1.21

Mortgage Service Japan's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=2133.788 / ((6395.354 + 7240.237) / 2 )
=2133.788 / 6817.7955
=0.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 0.31 mean?
Mortgage Service Japan (TSE:7192) has a Receivables Turnover of 0.31 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Mortgage Service Japan and its competitors. According to the industry distribution chart, Mortgage Service Japan ranks #30 out of 33 companies in the Banks industry, placing it in the top 90.9%.
Is Mortgage Service Japan's Receivables Turnover too high?
Mortgage Service Japan's current Receivables Turnover is 0.31. The Banks industry median Receivables Turnover is 9.63. Mortgage Service Japan's value of 0.31 is 96.8% below this industry median. Based on the distribution chart, Mortgage Service Japan ranks #30 out of 33 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mortgage Service Japan has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Service Japan's Receivables Turnover compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Service Japan ranks #30 out of 33 companies for Receivables Turnover. This places Mortgage Service Japan in the lower half of its industry. The industry median Receivables Turnover is 9.63. Mortgage Service Japan's value of 0.31 is 96.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Banks company?
The median Receivables Turnover among Banks companies is 9.63, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Service Japan's current Receivables Turnover of 0.31 is 96.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Mortgage Service Japan and its competitors. For the Banks industry, the median Receivables Turnover is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Service Japan's current Receivables Turnover is 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Service Japan stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Service Japan (TSE:7192) is currently considered Modestly Overvalued. The stock's GF Value™ is 円504.41, compared to a current price of 円603.00 — trading 19.5% above its estimated fair value. The current Receivables Turnover is 0.31 and 96.8% below the Banks industry median of 9.63. Mortgage Service Japan's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Mortgage Service Japan (TSE:7192), the current Receivables Turnover is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Service Japan (TSE:7192) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Service Japan stock appears to be overvalued. The current stock price of 円603.00 is trading 19.5% above its estimated GF Value™ of 円504.41. GuruFocus considers Mortgage Service Japan to be Modestly Overvalued.

Key valuation signals for TSE:7192:

  • Receivables Turnover: 0.31
  • GF Value™: 円504.41 vs. price of 円603.00 (19.5% above fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 96.8% below the Banks median (#30 of 33)

No single metric tells the full story. See the TSE:7192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Service Japan Business Description

Address 3-7-1 Nishi-Shinbashi, Minato-ku, Landic 2nd Shimbashi Building, Tokyo, JPN, 105-0003
Mortgage Service Japan Ltd provides mortgage services. The Company offers house loans, defect warranty liability insurance on houses as well as integrated housing-solutions such as system development, and cloud platform services. It also engaged in education, publishing, consulting field.
73GF Score

Get the complete analysis for TSE:7192

Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円603.00
Price
円504.41
GF Value