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Mortgage Service JapanTSE:7192 +0.16%73 PEG Ratio is 16.11 as of Aug. 23, 2026, which is 2169% above its 10-year median of 0.71. GuruFocus rates TSE:7192 with a GF Score™ of 73/100 and a GF Value™ of 円512.96 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,232 Banks companies, Mortgage Service Japan ranks worse than 96.59% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Mortgage Service Japan's PEG Ratio or its related term are showing as below:
TSE:7192'
s PEG Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.71 Max: 16.12
Current: 16.12
During the past 12 years, Mortgage Service Japan's highest PEG Ratio was 16.12. The lowest was 0.12. And the median was 0.71.
TSE:7192's PEG Ratio is ranked worse than 96.59% of 1232
companies
in the Banks industry
Industry Median: 1.54
vs TSE:7192: 16.12
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Mortgage Service Japan (TSE:7192) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Mortgage Service Japan's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mortgage Service Japan PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mortgage Service Japan's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Mortgage Service Japan's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Mortgage Service Japan (TSE:7192) has a PEG Ratio of 16.11 as of Aug. 23, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Mortgage Service Japan and its competitors. This is 2169% above median its historical median of 0.71. Over the past decade, Mortgage Service Japan's PEG Ratio has ranged from 0.12 to 16.12. According to the industry distribution chart, Mortgage Service Japan ranks #1190 out of 1232 companies in the Banks industry, placing it in the top 96.6%.
Is Mortgage Service Japan's PEG Ratio too high?
Mortgage Service Japan's current PEG Ratio of 16.11 is 2169% above median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 16.12. The Banks industry median PEG Ratio is 1.54. Mortgage Service Japan's value of 16.11 is 946.1% above this industry median. Based on the distribution chart, Mortgage Service Japan ranks #1190 out of 1232 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mortgage Service Japan has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Service Japan's PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Service Japan ranks #1190 out of 1232 companies for PEG Ratio. This places Mortgage Service Japan in the lower half of its industry. The industry median PEG Ratio is 1.54. Mortgage Service Japan's value of 16.11 is 946.1% above this benchmark. Historically, Mortgage Service Japan's own PEG Ratio has ranged from 0.12 to 16.12 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 1.54, Mortgage Service Japan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Service Japan's current PEG Ratio of 16.11 is 946.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Mortgage Service Japan and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Service Japan's current PEG Ratio is 16.11, which is 2169% above median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Service Japan stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Service Japan (TSE:7192) is currently considered Modestly Overvalued. The stock's GF Value™ is 円512.96, compared to a current price of 円630.00 — trading 22.8% above its estimated fair value. The current PEG Ratio is 16.11, which is 2169% above median its 10-year median of 0.71 and 946.1% above the Banks industry median of 1.54. Mortgage Service Japan's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Mortgage Service Japan (TSE:7192), the current PEG Ratio is 16.11 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mortgage Service Japan (TSE:7192) Overvalued in 2026?
Based on GuruFocus' analysis, Mortgage Service Japan stock appears to be overvalued.
The current stock price of 円630.00 is trading 22.8% above its estimated GF Value™ of 円512.96.
GuruFocus considers Mortgage Service Japan to be Modestly Overvalued.
Key valuation signals for TSE:7192:
PEG Ratio: 16.11 (2169% above median its 10-year median of 0.71)
GF Value™: 円512.96 vs. price of 円630.00 (22.8% above fair value)
Industry Position: 946.1% above the Banks median (#1190 of 1232)
No single metric tells the full story. See the TSE:7192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mortgage Service Japan Ltd provides mortgage services. The Company offers house loans, defect warranty liability insurance on houses as well as integrated housing-solutions such as system development, and cloud platform services. It also engaged in education, publishing, consulting field.
73GF Score
Get the complete analysis for TSE:7192
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