Vseobecna Uverova Banka (XBRA:1VUB02AE) Enterprise Value: €5,765.4 Mil (As of Aug. 26, 2026) ***

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XBRA:1VUB02AE Vseobecna Uverova Banka XBRA:1VUB02AE
8 GF Score
Price €157.00
GF Value €134.77
! 2 Warning Signs
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What is Vseobecna Uverova Banka Enterprise Value?

Vseobecna Uverova Banka XBRA:1VUB02AE 8 Enterprise Value is €5,765.4 Mil as of Aug. 26, 2026. GuruFocus rates XBRA:1VUB02AE with a GF Score™ of 8/100 and a GF Value™ of €134.77. The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Vseobecna Uverova Banka's Enterprise Value is €5,765.4 Mil. Vseobecna Uverova Banka's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 was €824.0 Mil. Therefore, Vseobecna Uverova Banka's EV-to-Revenue ratio for today is 7.00.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Vseobecna Uverova Banka's Enterprise Value is €5,765.4 Mil. Vseobecna Uverova Banka's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €374.8 Mil. Therefore, Vseobecna Uverova Banka's EV-to-OCF ratio for today is 15.38.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Vseobecna Uverova Banka's Enterprise Value is €5,765.4 Mil. Vseobecna Uverova Banka's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €371.7 Mil. Therefore, Vseobecna Uverova Banka's EV-to-FCF ratio for today is 15.51.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Vseobecna Uverova Banka  (XBRA:1VUB02AE) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Vseobecna Uverova Banka's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=5765.354/823.961
=7.00

Vseobecna Uverova Banka's current Enterprise Value is €5,765.4 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Vseobecna Uverova Banka's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 was €824.0 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Vseobecna Uverova Banka's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=5765.354/374.775
=15.38

Vseobecna Uverova Banka's current Enterprise Value is €5,765.4 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Vseobecna Uverova Banka's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €374.8 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Vseobecna Uverova Banka's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5765.354/371.747
=15.51

Vseobecna Uverova Banka's current Enterprise Value is €5,765.4 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Vseobecna Uverova Banka's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €371.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Vseobecna Uverova Banka Enterprise Value Related Terms


Vseobecna Uverova Banka Enterprise Value Historical Data

* Premium members only.

The historical data trend for Vseobecna Uverova Banka's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vseobecna Uverova Banka Enterprise Value Chart

Vseobecna Uverova Banka Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,172.04 3,857.83 3,761.97 5,055.72 5,324.61

Vseobecna Uverova Banka Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,009.00 5,055.72 6,304.32 5,324.61 5,765.28

XBRA:1VUB02AE vs USB, TFC, PNC: Enterprise Value Comparison

For the Banks - Regional subindustry, Vseobecna Uverova Banka's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vseobecna Uverova Banka Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Vseobecna Uverova Banka's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Vseobecna Uverova Banka's Enterprise Value falls into.


XBRA:1VUB02AE
8GF Score
Vseobecna Uverova Banka XBRA:1VUB02AE
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Vseobecna Uverova Banka Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Vseobecna Uverova Banka's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Vseobecna Uverova Banka's Enterprise Value for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €5,765.4 Mil mean?
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a Enterprise Value of €5,765.4 Mil as of Aug. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Vseobecna Uverova Banka and its competitors.
Is Vseobecna Uverova Banka's Enterprise Value too high?
Vseobecna Uverova Banka's current Enterprise Value is €5,765.4 Mil. Overall, Vseobecna Uverova Banka has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Vseobecna Uverova Banka's Enterprise Value compare to USB and TFC?
Vseobecna Uverova Banka's Enterprise Value of €5,765.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Vseobecna Uverova Banka and its competitors. Vseobecna Uverova Banka's current Enterprise Value is €5,765.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vseobecna Uverova Banka stock overvalued right now?
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a current Enterprise Value of €5,765.4 Mil. The stock's GF Value™ is €134.77, compared to a current price of €157.00 — trading 16.5% above its estimated fair value. The current Enterprise Value is €5,765.4 Mil. Vseobecna Uverova Banka's overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Vseobecna Uverova Banka (XBRA:1VUB02AE), the current Enterprise Value is €5,765.4 Mil as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vseobecna Uverova Banka (XBRA:1VUB02AE) Overvalued in 2026?

Based on GuruFocus' analysis, Vseobecna Uverova Banka stock appears to be overvalued. The current stock price of €157.00 is trading 16.5% above its estimated GF Value™ of €134.77.

Key valuation signals for XBRA:1VUB02AE:

  • Enterprise Value: €5,765.4 Mil
  • GF Value™: €134.77 vs. price of €157.00 (16.5% above fair value)
  • GF Score™: 8/100 with 2 warning signs

No single metric tells the full story. See the XBRA:1VUB02AE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vseobecna Uverova Banka Business Description

Address Mlynske nivy 1, Bratislava, SVK, 82990
Vseobecna Uverova Banka is a Slovakia based company. The company provides retail and commercial banking services. The company operates three segments: Retail banking; Corporate Banking; Central Treasury. The company provides Loans, Cards, Insurance, saving, and insurance services.
8GF Score

Get the complete analysis for XBRA:1VUB02AE

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€157.00
Price
€134.77
GF Value