Vseobecna Uverova Banka (XBRA:1VUB02AE) FCF Margin %: -90.85% (As of Jun. 2026)

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XBRA:1VUB02AE Vseobecna Uverova Banka XBRA:1VUB02AE
8 GF Score
Price €157.00
GF Value €134.77
! 2 Warning Signs
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What is Vseobecna Uverova Banka FCF Margin %?

Vseobecna Uverova Banka XBRA:1VUB02AE 8 FCF Margin % is -90.85% as of Jun. 2026. GuruFocus rates XBRA:1VUB02AE with a GF Score™ of 8/100 and a GF Value™ of €134.77. The stock has 2 warning signs investors should review.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Vseobecna Uverova Banka's Free Cash Flow for the six months ended in Jun. 2026 was €-375.4 Mil. Vseobecna Uverova Banka's Revenue for the six months ended in Jun. 2026 was €413.3 Mil. Therefore, Vseobecna Uverova Banka's FCF Margin % for the quarter that ended in Jun. 2026 was -90.85%.

As of today, Vseobecna Uverova Banka's current FCF Yield % is 18.25%.

The historical rank and industry rank for Vseobecna Uverova Banka's FCF Margin % or its related term are showing as below:

XBRA:1VUB02AE' s FCF Margin % Range Over the Past 10 Years
Min: -160.87   Med: -0.83   Max: 138.61
Current: 45.12


During the past 13 years, the highest FCF Margin % of Vseobecna Uverova Banka was 138.61%. The lowest was -160.87%. And the median was -0.83%.

XBRA:1VUB02AE's FCF Margin % is not ranked
in the Banks industry.
Industry Median: 27.28 vs XBRA:1VUB02AE: 45.12


Vseobecna Uverova Banka FCF Margin % Related Terms


Vseobecna Uverova Banka FCF Margin % Historical Data

* Premium members only.

The historical data trend for Vseobecna Uverova Banka's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vseobecna Uverova Banka FCF Margin % Chart

Vseobecna Uverova Banka Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 138.61 1.97 -3.63 -114.88 -23.54

Vseobecna Uverova Banka Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.94 -265.34 -219.75 181.94 -90.85

XBRA:1VUB02AE vs USB, TFC, PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, Vseobecna Uverova Banka's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vseobecna Uverova Banka FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Vseobecna Uverova Banka's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Vseobecna Uverova Banka's FCF Margin % falls into.


XBRA:1VUB02AE
8GF Score
Vseobecna Uverova Banka XBRA:1VUB02AE
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Vseobecna Uverova Banka FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Vseobecna Uverova Banka's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-195.638/830.944
=-23.54 %

Vseobecna Uverova Banka's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-375.44/413.274
=-90.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -90.85% mean?
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a FCF Margin % of -90.85% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Vseobecna Uverova Banka and its competitors.
Is Vseobecna Uverova Banka's FCF Margin % too high?
Vseobecna Uverova Banka's current FCF Margin % is -90.85%. Overall, Vseobecna Uverova Banka has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Vseobecna Uverova Banka's FCF Margin % compare to USB and TFC?
Vseobecna Uverova Banka's FCF Margin % of -90.85% can be compared against companies in the Banks industry. The industry median FCF Margin % is 27.28. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.28, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Vseobecna Uverova Banka and its competitors. For the Banks industry, the median FCF Margin % is 27.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vseobecna Uverova Banka's current FCF Margin % is -90.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vseobecna Uverova Banka stock overvalued right now?
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a current FCF Margin % of -90.85%. The stock's GF Value™ is €134.77, compared to a current price of €157.00 — trading 16.5% above its estimated fair value. The current FCF Margin % is -90.85%. Vseobecna Uverova Banka's overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Vseobecna Uverova Banka (XBRA:1VUB02AE), the current FCF Margin % is -90.85% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vseobecna Uverova Banka (XBRA:1VUB02AE) Overvalued in 2026?

Based on GuruFocus' analysis, Vseobecna Uverova Banka stock appears to be overvalued. The current stock price of €157.00 is trading 16.5% above its estimated GF Value™ of €134.77.

Key valuation signals for XBRA:1VUB02AE:

  • FCF Margin %: -90.85%
  • GF Value™: €134.77 vs. price of €157.00 (16.5% above fair value)
  • GF Score™: 8/100 with 2 warning signs

No single metric tells the full story. See the XBRA:1VUB02AE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vseobecna Uverova Banka Business Description

Address Mlynske nivy 1, Bratislava, SVK, 82990
Vseobecna Uverova Banka is a Slovakia based company. The company provides retail and commercial banking services. The company operates three segments: Retail banking; Corporate Banking; Central Treasury. The company provides Loans, Cards, Insurance, saving, and insurance services.
8GF Score

Get the complete analysis for XBRA:1VUB02AE

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€157.00
Price
€134.77
GF Value