Vseobecna Uverova Banka (XBRA:1VUB02AE) GF Score: 8/100 (As of Aug. 26, 2026) — 75% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBRA:1VUB02AE Vseobecna Uverova Banka XBRA:1VUB02AE
8 GF Score
Price €157.00
GF Value €134.77
! 2 Warning Signs
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What is Vseobecna Uverova Banka GF Score?

Vseobecna Uverova Banka XBRA:1VUB02AE 8 GF Score is 8 as of Aug. 26, 2026, which is 75% below its 10-year median of 32.00. GuruFocus rates XBRA:1VUB02AE with a GF Score™ of 8/100 and a GF Value™ of €134.77. The stock has 2 warning signs investors should review.

Vseobecna Uverova Banka has the GF Score of 8, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 0/10
2. Profitability Rank : 0/10
3. Growth Rank : 0/10
4. GF Value Rank : 2/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Vseobecna Uverova Banka might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Vseobecna Uverova Banka  (XBRA:1VUB02AE) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Vseobecna Uverova Banka GF Score Related Terms

XBRA:1VUB02AE vs USB, TFC, PNC: GF Score Comparison

For the Banks - Regional subindustry, Vseobecna Uverova Banka's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vseobecna Uverova Banka GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Vseobecna Uverova Banka's GF Score distribution charts can be found below:

* The bar in red indicates where Vseobecna Uverova Banka's GF Score falls into.


XBRA:1VUB02AE
8GF Score
Vseobecna Uverova Banka XBRA:1VUB02AE
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 8 mean?
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a GF Score of 8 as of Aug. 26, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Vseobecna Uverova Banka and its competitors. This is 75% below median its historical median of 32.00. Over the past decade, Vseobecna Uverova Banka's GF Score has ranged from 1.00 to 93.00.
Is Vseobecna Uverova Banka's GF Score too high?
Vseobecna Uverova Banka's current GF Score of 8 is 75% below median its 10-year median of 32.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 93.00. Overall, Vseobecna Uverova Banka has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Vseobecna Uverova Banka's GF Score compare to USB and TFC?
Vseobecna Uverova Banka's GF Score of 8 can be compared against companies in the Banks industry. Historically, Vseobecna Uverova Banka's own GF Score has ranged from 1.00 to 93.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Vseobecna Uverova Banka and its competitors. Vseobecna Uverova Banka's current GF Score is 8, which is 75% below median its own 10-year median of 32.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vseobecna Uverova Banka stock overvalued right now?
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a current GF Score of 8. The stock's GF Value™ is €134.77, compared to a current price of €157.00 — trading 16.5% above its estimated fair value. The current GF Score is 8, which is 75% below median its 10-year median of 32.00. Vseobecna Uverova Banka's overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Vseobecna Uverova Banka (XBRA:1VUB02AE), the current GF Score is 8 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vseobecna Uverova Banka (XBRA:1VUB02AE) Overvalued in 2026?

Based on GuruFocus' analysis, Vseobecna Uverova Banka stock appears to be overvalued. The current stock price of €157.00 is trading 16.5% above its estimated GF Value™ of €134.77.

Key valuation signals for XBRA:1VUB02AE:

  • GF Score: 8 (75% below median its 10-year median of 32.00)
  • GF Value™: €134.77 vs. price of €157.00 (16.5% above fair value)
  • GF Score™: 8/100 with 2 warning signs

No single metric tells the full story. See the XBRA:1VUB02AE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vseobecna Uverova Banka Business Description

Address Mlynske nivy 1, Bratislava, SVK, 82990
Vseobecna Uverova Banka is a Slovakia based company. The company provides retail and commercial banking services. The company operates three segments: Retail banking; Corporate Banking; Central Treasury. The company provides Loans, Cards, Insurance, saving, and insurance services.
8GF Score

Get the complete analysis for XBRA:1VUB02AE

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€157.00
Price
€134.77
GF Value