Vseobecna Uverova Banka (XBRA:1VUB02AE) Asset Turnover: 0.02 (As of Jun. 2026)

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XBRA:1VUB02AE Vseobecna Uverova Banka XBRA:1VUB02AE
8 GF Score
Price €157.00
GF Value €134.77
! 2 Warning Signs
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What is Vseobecna Uverova Banka Asset Turnover?

Vseobecna Uverova Banka XBRA:1VUB02AE 8 Asset Turnover is 0.02 as of Jun. 2026. GuruFocus rates XBRA:1VUB02AE with a GF Score™ of 8/100 and a GF Value™ of €134.77. The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Vseobecna Uverova Banka's Revenue for the six months ended in Jun. 2026 was €413.3 Mil. Vseobecna Uverova Banka's Total Assets for the quarter that ended in Jun. 2026 was €26,866.1 Mil. Therefore, Vseobecna Uverova Banka's Asset Turnover for the quarter that ended in Jun. 2026 was 0.02.

Asset Turnover is linked to ROE % through Du Pont Formula. Vseobecna Uverova Banka's annualized ROE % for the quarter that ended in Jun. 2026 was 14.07%. It is also linked to ROA % through Du Pont Formula. Vseobecna Uverova Banka's annualized ROA % for the quarter that ended in Jun. 2026 was 1.27%.


Vseobecna Uverova Banka  (XBRA:1VUB02AE) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Vseobecna Uverova Banka's annulized ROE % for the quarter that ended in Jun. 2026 is

ROE %**(Q: Jun. 2026 )
=Net Income/Total Stockholders Equity
=340/2416.8485
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(340 / 826.548)*(826.548 / 26866.134)*(26866.134/ 2416.8485)
=Net Margin %*Asset Turnover*Equity Multiplier
=41.13 %*0.0308*11.1162
=ROA %*Equity Multiplier
=1.27 %*11.1162
=14.07 %

Note: The Net Income data used here is two times the semi-annual (Jun. 2026) net income data. The Revenue data used here is two times the semi-annual (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Vseobecna Uverova Banka's annulized ROA % for the quarter that ended in Jun. 2026 is

ROA %(Q: Jun. 2026 )
=Net Income/Total Assets
=340/26866.134
=(Net Income / Revenue)*(Revenue / Total Assets)
=(340 / 826.548)*(826.548 / 26866.134)
=Net Margin %*Asset Turnover
=41.13 %*0.0308
=1.27 %

Note: The Net Income data used here is two times the semi-annual (Jun. 2026) net income data. The Revenue data used here is two times the semi-annual (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Vseobecna Uverova Banka Asset Turnover Related Terms


Vseobecna Uverova Banka Asset Turnover Historical Data

* Premium members only.

The historical data trend for Vseobecna Uverova Banka's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vseobecna Uverova Banka Asset Turnover Chart

Vseobecna Uverova Banka Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.03 0.03 0.03

Vseobecna Uverova Banka Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02

XBRA:1VUB02AE vs USB, TFC, PNC: Asset Turnover Comparison

For the Banks - Regional subindustry, Vseobecna Uverova Banka's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vseobecna Uverova Banka Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Vseobecna Uverova Banka's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Vseobecna Uverova Banka's Asset Turnover falls into.


XBRA:1VUB02AE
8GF Score
Vseobecna Uverova Banka XBRA:1VUB02AE
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Vseobecna Uverova Banka Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Vseobecna Uverova Banka's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=830.944/( (25254.317+26320.181)/ 2 )
=830.944/25787.249
=0.03

Vseobecna Uverova Banka's Asset Turnover for the quarter that ended in Jun. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Jun. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Jun. 2026 ))/ count )
=413.274/( (26320.181+27412.087)/ 2 )
=413.274/26866.134
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.02 mean?
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a Asset Turnover of 0.02 as of Jun. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Vseobecna Uverova Banka and its competitors.
Is Vseobecna Uverova Banka's Asset Turnover too high?
Vseobecna Uverova Banka's current Asset Turnover is 0.02. Overall, Vseobecna Uverova Banka has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Vseobecna Uverova Banka's Asset Turnover compare to USB and TFC?
Vseobecna Uverova Banka's Asset Turnover of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Vseobecna Uverova Banka and its competitors. Vseobecna Uverova Banka's current Asset Turnover is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vseobecna Uverova Banka stock overvalued right now?
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a current Asset Turnover of 0.02. The stock's GF Value™ is €134.77, compared to a current price of €157.00 — trading 16.5% above its estimated fair value. The current Asset Turnover is 0.02. Vseobecna Uverova Banka's overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Vseobecna Uverova Banka (XBRA:1VUB02AE), the current Asset Turnover is 0.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vseobecna Uverova Banka (XBRA:1VUB02AE) Overvalued in 2026?

Based on GuruFocus' analysis, Vseobecna Uverova Banka stock appears to be overvalued. The current stock price of €157.00 is trading 16.5% above its estimated GF Value™ of €134.77.

Key valuation signals for XBRA:1VUB02AE:

  • Asset Turnover: 0.02
  • GF Value™: €134.77 vs. price of €157.00 (16.5% above fair value)
  • GF Score™: 8/100 with 2 warning signs

No single metric tells the full story. See the XBRA:1VUB02AE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vseobecna Uverova Banka Business Description

Address Mlynske nivy 1, Bratislava, SVK, 82990
Vseobecna Uverova Banka is a Slovakia based company. The company provides retail and commercial banking services. The company operates three segments: Retail banking; Corporate Banking; Central Treasury. The company provides Loans, Cards, Insurance, saving, and insurance services.
8GF Score

Get the complete analysis for XBRA:1VUB02AE

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€157.00
Price
€134.77
GF Value