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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Vseobecna Uverova Banka's share price is €157.00.
Vseobecna Uverova Banka's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was €63.50. Hence, Vseobecna Uverova Banka's PS Ratio for today is 2.47.
Good Sign:
Vseobecna Uverova Banka stock PS Ratio (=2.45) is close to 10-year low of 2.45.
The historical rank and industry rank for Vseobecna Uverova Banka's PS Ratio or its related term are showing as below:
XBRA:1VUB02AE'
s PS Ratio Range Over the Past 10 Years
Min: 2.45 Med: 3.83 Max: 4.67
Current: 2.47
During the past 13 years, Vseobecna Uverova Banka's highest PS Ratio was 4.67. The lowest was 2.45. And the median was 3.83.
XBRA:1VUB02AE's PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.07
vs XBRA:1VUB02AE: 2.47
Vseobecna Uverova Banka revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Vseobecna Uverova Banka was 0.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 16.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 15.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 4.10% per year.
During the past 13 years, Vseobecna Uverova Banka's highest 3-Year average Revenue per Share Growth Rate was 18.60% per year. The lowest was -6.70% per year. And the median was 3.40% per year.
Vseobecna Uverova Banka (XBRA:1VUB02AE) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBRA:1VUB02AE vs USB, TFC, PNC: PS Ratio Comparison
For the Banks - Regional subindustry, Vseobecna Uverova Banka's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vseobecna Uverova Banka PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Vseobecna Uverova Banka's PS Ratio distribution charts can be found below:
* The bar in red indicates where Vseobecna Uverova Banka's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Vseobecna Uverova Banka's Share Price of today is €157.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vseobecna Uverova Banka's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was €63.50.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a PS Ratio of 2.47 as of Aug. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Vseobecna Uverova Banka and its competitors. This is 36% below median its historical median of 3.83. Over the past decade, Vseobecna Uverova Banka's PS Ratio has ranged from 2.45 to 4.67.
Is Vseobecna Uverova Banka's PS Ratio too high?
Vseobecna Uverova Banka's current PS Ratio of 2.47 is 36% below median its 10-year median of 3.83. Over the past 10 years, this metric has ranged from a low of 2.45 to a high of 4.67. The Banks industry median PS Ratio is 3.07. Vseobecna Uverova Banka's value of 2.47 is 19.5% below this industry median. Overall, Vseobecna Uverova Banka has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Vseobecna Uverova Banka's PS Ratio compare to USB and TFC?
Vseobecna Uverova Banka's PS Ratio of 2.47 can be compared against companies in the Banks industry. The industry median PS Ratio is 3.07. Vseobecna Uverova Banka's value of 2.47 is 19.5% below this benchmark. Historically, Vseobecna Uverova Banka's own PS Ratio has ranged from 2.45 to 4.67 over the past decade. While the company's 10-year median is 3.83 vs. the industry median of 3.07, Vseobecna Uverova Banka has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vseobecna Uverova Banka's current PS Ratio of 2.47 is 19.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Vseobecna Uverova Banka and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vseobecna Uverova Banka's current PS Ratio is 2.47, which is 36% below median its own 10-year median of 3.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vseobecna Uverova Banka stock overvalued right now?
Vseobecna Uverova Banka (XBRA:1VUB02AE) has a current PS Ratio of 2.47. The stock's GF Value™ is €134.77, compared to a current price of €157.00 — trading 16.5% above its estimated fair value. The current PS Ratio is 2.47, which is 36% below median its 10-year median of 3.83 and 19.5% below the Banks industry median of 3.07. Vseobecna Uverova Banka's overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Vseobecna Uverova Banka (XBRA:1VUB02AE), the current PS Ratio is 2.47 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vseobecna Uverova Banka (XBRA:1VUB02AE) Overvalued in 2026?
Based on GuruFocus' analysis, Vseobecna Uverova Banka stock appears to be overvalued.
The current stock price of €157.00 is trading 16.5% above its estimated GF Value™ of €134.77.
Key valuation signals for XBRA:1VUB02AE:
PS Ratio: 2.47 (36% below median its 10-year median of 3.83)
GF Value™: €134.77 vs. price of €157.00 (16.5% above fair value)
No single metric tells the full story. See the XBRA:1VUB02AE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vseobecna Uverova Banka is a Slovakia based company. The company provides retail and commercial banking services. The company operates three segments: Retail banking; Corporate Banking; Central Treasury. The company provides Loans, Cards, Insurance, saving, and insurance services.
8GF Score
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