BSFO (Bank ofn Francisco New) EPS (Basic): $3.64 (TTM As of Mar. 2026)

What is Bank ofn Francisco New EPS (Basic)?

Bank ofn Francisco New BSFO -0.52% 68 EPS (Basic) is $3.64 as of Mar. 2026. GuruFocus rates BSFO with a GF Score™ of 68/100 and a GF Value™ of $36.74 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Bank ofn Francisco New's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.95. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.64.

Bank ofn Francisco New's EPS (Diluted) for the three months ended in Mar. 2026 was $0.94. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.60.

Bank ofn Francisco New's EPS without NRI for the three months ended in Mar. 2026 was $0.94. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 3.60.

During the past 12 months, Bank ofn Francisco New's average EPS without NRIGrowth Rate was 23.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 3.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 2.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 10 years, Bank ofn Francisco New's highest 3-Year average EPS without NRI Growth Rate was 52.30% per year. The lowest was -11.10% per year. And the median was 13.30% per year.

Bank ofn Francisco New (OTCPK:BSFO) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Bank ofn Francisco New EPS (Basic) Related Terms

Bank ofn Francisco New EPS (Basic) Historical Data

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The historical data trend for Bank ofn Francisco New's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank ofn Francisco New EPS (Basic) Chart

Bank ofn Francisco New Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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4.42

2.87

3.35

3.14

3.22

Bank ofn Francisco New Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.53	0.78	0.87	1.04	0.95

68GF Score

Bank of San Francisco New BSFO

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Bank ofn Francisco New EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Bank ofn Francisco New's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(6.778	-	0)	/	2.103
	=	3.22

Bank ofn Francisco New's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(2.014	-	0)	/	2.117
	=	0.95

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.64

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $3.64 mean?

Bank ofn Francisco New (BSFO) has a EPS (Basic) of $3.64 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Bank ofn Francisco New and its competitors.

Is Bank ofn Francisco New's EPS (Basic) too high?

Bank ofn Francisco New's current EPS (Basic) is $3.64. Overall, Bank ofn Francisco New has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Bank ofn Francisco New's EPS (Basic) compare to FTFI and PBNK?

Bank ofn Francisco New's EPS (Basic) of $3.64 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Bank ofn Francisco New and its competitors. Bank ofn Francisco New's current EPS (Basic) is $3.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank ofn Francisco New stock overvalued right now?

Based on GuruFocus' analysis, Bank ofn Francisco New (BSFO) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.74, compared to a current price of $43.05 — trading 17.2% above its estimated fair value. The current EPS (Basic) is $3.64. Bank ofn Francisco New's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Bank ofn Francisco New (BSFO), the current EPS (Basic) is $3.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank ofn Francisco New (BSFO) Overvalued in 2026?

Based on GuruFocus' analysis, Bank ofn Francisco New stock appears to be overvalued. The current stock price of $43.05 is trading 17.2% above its estimated GF Value™ of $36.74. GuruFocus considers Bank ofn Francisco New to be Modestly Overvalued.

Key valuation signals for BSFO:

EPS (Basic): $3.64
GF Value™: $36.74 vs. price of $43.05 (17.2% above fair value)
GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the BSFO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank ofn Francisco New Business Description

Industry Financial Services Banks

Comparable Companies FTFI PBNK FDVA PTBS PFBX STBK NMBF BYLB NWPP CNBB SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 345 California Street, Suite 1600, San Francisco, CA, USA, 94104

Website https://www.bankbsf.com

Bank of San Francisco New is a United States-based state-chartered commercial bank. The Company provides a range of banking services to individuals, businesses, and other clients, including personal, business, online, and mobile banking. It offers deposit products such as checking, savings, money market accounts, and certificates of deposit. The company also engages in mortgage banking activities, including originating, brokering, and retaining one-to-four unit residential mortgage loans.

68GF Score

Get the complete analysis for BSFO

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.05

Price

$36.74

GF Value

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