BSFO (Bank ofn Francisco New) FCF Yield %: 7.47 (As of Jun. 24, 2026)


BSFO Bank of San Francisco New BSFO
68 GF Score
Price $43.05
GF Value $36.74
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Bank ofn Francisco New FCF Yield %?

Bank ofn Francisco New BSFO -0.52% 68 FCF Yield % is 7.47 as of Jun. 24, 2026. GuruFocus rates BSFO with a GF Score™ of 68/100 and a GF Value™ of $36.74 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Bank ofn Francisco New ranks worse than 53.16% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Bank ofn Francisco New's Trailing 12-Month Free Cash Flow is $7.03 Mil, and Market Cap is $94.11 Mil. Therefore, Bank ofn Francisco New's FCF Yield % for today is 7.47%.

The historical rank and industry rank for Bank ofn Francisco New's FCF Yield % or its related term are showing as below:

BSFO' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 7.47
Current: 7.47


During the past 10 years, the highest FCF Yield % of Bank ofn Francisco New was 7.47%. The lowest was 0.00%. And the median was 0.00%.

BSFO's FCF Yield % is ranked worse than
53.16% of 1505 companies
in the Banks industry
Industry Median: 8.26 vs BSFO: 7.47

Bank ofn Francisco New's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Bank ofn Francisco New FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Bank ofn Francisco New FCF Yield % Related Terms


Bank ofn Francisco New FCF Yield % Historical Data

* Premium members only.

The historical data trend for Bank ofn Francisco New's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank ofn Francisco New FCF Yield % Chart

Bank ofn Francisco New Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.13 11.64 15.95 11.18 9.91

Bank ofn Francisco New Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BSFO vs FTFI, PBNK, FDVA: FCF Yield % Comparison

For the Banks - Regional subindustry, Bank ofn Francisco New's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank ofn Francisco New FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank ofn Francisco New's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Bank ofn Francisco New's FCF Yield % falls into.


BSFO
68GF Score
Bank of San Francisco New BSFO
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank ofn Francisco New FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Bank ofn Francisco New's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=7.029 / 70.9236
=9.91%

Bank ofn Francisco New's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 82.0160968
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 7.47 mean?
Bank ofn Francisco New (BSFO) has a FCF Yield % of 7.47 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank ofn Francisco New and its competitors. According to the industry distribution chart, Bank ofn Francisco New ranks #800 out of 1505 companies in the Banks industry, placing it in the top 53.2%.
Is Bank ofn Francisco New's FCF Yield % too high?
Bank ofn Francisco New's current FCF Yield % is 7.47. The Banks industry median FCF Yield % is 8.26. Bank ofn Francisco New's value of 7.47 is 9.6% below this industry median. Based on the distribution chart, Bank ofn Francisco New ranks #800 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Bank ofn Francisco New has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank ofn Francisco New's FCF Yield % compare to FTFI and PBNK?
According to the Banks industry distribution chart, Bank ofn Francisco New ranks #800 out of 1505 companies for FCF Yield %. This places Bank ofn Francisco New in the lower half of its industry. The industry median FCF Yield % is 8.26. Bank ofn Francisco New's value of 7.47 is 9.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank ofn Francisco New's current FCF Yield % of 7.47 is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank ofn Francisco New and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank ofn Francisco New's current FCF Yield % is 7.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank ofn Francisco New stock overvalued right now?
Based on GuruFocus' analysis, Bank ofn Francisco New (BSFO) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.74, compared to a current price of $43.05 — trading 17.2% above its estimated fair value. The current FCF Yield % is 7.47 and 9.6% below the Banks industry median of 8.26. Bank ofn Francisco New's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bank ofn Francisco New (BSFO), the current FCF Yield % is 7.47 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank ofn Francisco New (BSFO) Overvalued in 2026?

Based on GuruFocus' analysis, Bank ofn Francisco New stock appears to be overvalued. The current stock price of $43.05 is trading 17.2% above its estimated GF Value™ of $36.74. GuruFocus considers Bank ofn Francisco New to be Modestly Overvalued.

Key valuation signals for BSFO:

  • FCF Yield %: 7.47
  • GF Value™: $36.74 vs. price of $43.05 (17.2% above fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 9.6% below the Banks median (#800 of 1505)

No single metric tells the full story. See the BSFO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank ofn Francisco New Business Description

Address 345 California Street, Suite 1600, San Francisco, CA, USA, 94104
Bank of San Francisco New is a United States-based state-chartered commercial bank. The Company provides a range of banking services to individuals, businesses, and other clients, including personal, business, online, and mobile banking. It offers deposit products such as checking, savings, money market accounts, and certificates of deposit. The company also engages in mortgage banking activities, including originating, brokering, and retaining one-to-four unit residential mortgage loans.
68GF Score

Get the complete analysis for BSFO

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.05
Price
$36.74
GF Value