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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-09), Bank ofn Francisco New's 3-1 Month Momentum % is 7.63%.
The industry rank for Bank ofn Francisco New's 3-1 Month Momentum % or its related term are showing as below:
BSFO's 3-1 Month Momentum % is ranked better than 68.41% of 1567
companies
in the Banks industry
Industry Median: 3.22
vs BSFO: 7.63
Bank ofn Francisco New (OTCPK:BSFO) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Bank ofn Francisco New 3-1 Month Momentum % Related Terms
BSFO vs SEBC, BKSC, BYFC: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Bank ofn Francisco New's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank ofn Francisco New 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Bank ofn Francisco New's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Bank ofn Francisco New's 3-1 Month Momentum % falls into.
Bank ofn Francisco New (OTCPK:BSFO) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank ofn Francisco New (BSFO) has a 3-1 Month Momentum % of 7.63% as of Aug. 09, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank ofn Francisco New and its competitors. According to the industry distribution chart, Bank ofn Francisco New ranks #495 out of 1567 companies in the Banks industry, placing it in the top 31.6%.
Is Bank ofn Francisco New's 3-1 Month Momentum % too high?
Bank ofn Francisco New's current 3-1 Month Momentum % is 7.63%. The Banks industry median 3-1 Month Momentum % is 3.22. Bank ofn Francisco New's value of 7.63% is 137% above this industry median. Based on the distribution chart, Bank ofn Francisco New ranks #495 out of 1567 companies in the Banks industry, which is above the industry midpoint. Overall, Bank ofn Francisco New has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank ofn Francisco New's 3-1 Month Momentum % compare to SEBC and BKSC?
According to the Banks industry distribution chart, Bank ofn Francisco New ranks #495 out of 1567 companies for 3-1 Month Momentum %. This puts Bank ofn Francisco New in the upper half of its industry. The industry median 3-1 Month Momentum % is 3.22. Bank ofn Francisco New's value of 7.63% is 137% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.22, based on 1,567 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank ofn Francisco New's current 3-1 Month Momentum % of 7.63% is 137% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank ofn Francisco New and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank ofn Francisco New's current 3-1 Month Momentum % is 7.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank ofn Francisco New stock overvalued right now?
Based on GuruFocus' analysis, Bank ofn Francisco New (BSFO) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.49, compared to a current price of $43.30 — trading 12.5% above its estimated fair value. The current 3-1 Month Momentum % is 7.63% and 137% above the Banks industry median of 3.22. Bank ofn Francisco New's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Bank ofn Francisco New (BSFO), the current 3-1 Month Momentum % is 7.63% as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank ofn Francisco New (BSFO) Overvalued in 2026?
Based on GuruFocus' analysis, Bank ofn Francisco New stock appears to be overvalued.
The current stock price of $43.30 is trading 12.5% above its estimated GF Value™ of $38.49.
GuruFocus considers Bank ofn Francisco New to be Modestly Overvalued.
Key valuation signals for BSFO:
3-1 Month Momentum %: 7.63%
GF Value™: $38.49 vs. price of $43.30 (12.5% above fair value)
Industry Position: 137% above the Banks median (#495 of 1567)
No single metric tells the full story. See the BSFO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of San Francisco New is a United States-based state-chartered commercial bank. The Company provides a range of banking services to individuals, businesses, and other clients, including personal, business, online, and mobile banking. It offers deposit products such as checking, savings, money market accounts, and certificates of deposit. The company also engages in mortgage banking activities, including originating, brokering, and retaining one-to-four unit residential mortgage loans.
68GF Score
Get the complete analysis for BSFO
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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