BSFO (Bank ofn Francisco New) Tangible Book per Share: $38.94 (As of Mar. 2026)


BSFO Bank of San Francisco New BSFO
68 GF Score
Price $43.05
GF Value $36.74
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Bank ofn Francisco New Tangible Book per Share?

Bank ofn Francisco New BSFO -0.52% 68 Tangible Book per Share is $38.94 as of Mar. 2026. GuruFocus rates BSFO with a GF Score™ of 68/100 and a GF Value™ of $36.74 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Tangible book value per share is calculated as the total tangible equity divided by Shares Outstanding (EOP). Total tangible equity is calculated as the Total Stockholders Equity minus Preferred Stock minus Intangible Assets. Bank ofn Francisco New's tangible book value per share for the quarter that ended in Mar. 2026 was $38.94.

Since intangibles such as goodwill cannot be sold when the company liquidates, tangible book value per share is considered more accurate in reflecting how much shareholders will receive when the company liquidates.


Bank ofn Francisco New  (OTCPK:BSFO) Tangible Book per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Bank ofn Francisco New Tangible Book per Share Related Terms


Bank ofn Francisco New Tangible Book per Share Historical Data

* Premium members only.

The historical data trend for Bank ofn Francisco New's Tangible Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank ofn Francisco New Tangible Book per Share Chart

Bank ofn Francisco New Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tangible Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.61 29.39 32.44 35.25 37.94

Bank ofn Francisco New Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tangible Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.35 36.34 37.17 37.94 38.94

BSFO vs FTFI, PBNK, FDVA: Tangible Book per Share Comparison

For the Banks - Regional subindustry, Bank ofn Francisco New's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank ofn Francisco New Price-to-Tangible-Book vs Banks Industry

For the Banks industry and Financial Services sector, Bank ofn Francisco New's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Bank ofn Francisco New's Price-to-Tangible-Book falls into.


BSFO
68GF Score
Bank of San Francisco New BSFO
Tangible Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank ofn Francisco New Tangible Book per Share Calculation

Bank ofn Francisco New's Tangible Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as

Tangible Book Value per Share=(Total Stockholders Equity-Preferred Stock-Intangible Assets)/Shares Outstanding (EOP)
=(83.057-0-0)/2.189
=37.94

Bank ofn Francisco New's Tangible Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as

Tangible Book Value per Share=(Total Stockholders Equity-Preferred Stock-Intangible Assets)/Shares Outstanding (EOP)
=(85.118-0-0)/2.186
=38.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total equity is a balance sheet item and equal to total assets less total liabilities of the company. Since intangibles such as goodwill cannot be sold when the company liquidates, tangible book value per share is considered more accurate in reflecting how much shareholders will receive when the company liquidates.

What does a Tangible Book per Share of $38.94 mean?
Bank ofn Francisco New (BSFO) has a Tangible Book per Share of $38.94 as of Mar. 2026. Tangible book per share equals the per-share value of a company's tangible equity. View historical data on Bank ofn Francisco New and its competitors.
Is Bank ofn Francisco New's Tangible Book per Share too high?
Bank ofn Francisco New's current Tangible Book per Share is $38.94. Overall, Bank ofn Francisco New has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank ofn Francisco New's Tangible Book per Share compare to FTFI and PBNK?
Bank ofn Francisco New's Tangible Book per Share of $38.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tangible Book per Share for a Banks company?
A good Tangible Book per Share depends on the Banks industry context. However, Tangible Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tangible Book per Share mean?
A high Tangible Book per Share can signal that a stock is expensive relative to its fundamentals. Tangible book per share equals the per-share value of a company's tangible equity. View historical data on Bank ofn Francisco New and its competitors. Bank ofn Francisco New's current Tangible Book per Share is $38.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank ofn Francisco New stock overvalued right now?
Based on GuruFocus' analysis, Bank ofn Francisco New (BSFO) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.74, compared to a current price of $43.05 — trading 17.2% above its estimated fair value. The current Tangible Book per Share is $38.94. Bank ofn Francisco New's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tangible Book per Share calculated?
Tangible Book per Share is calculated from a company's financial statements. For Bank ofn Francisco New (BSFO), the current Tangible Book per Share is $38.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank ofn Francisco New (BSFO) Overvalued in 2026?

Based on GuruFocus' analysis, Bank ofn Francisco New stock appears to be overvalued. The current stock price of $43.05 is trading 17.2% above its estimated GF Value™ of $36.74. GuruFocus considers Bank ofn Francisco New to be Modestly Overvalued.

Key valuation signals for BSFO:

  • Tangible Book per Share: $38.94
  • GF Value™: $36.74 vs. price of $43.05 (17.2% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the BSFO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank ofn Francisco New Business Description

Address 345 California Street, Suite 1600, San Francisco, CA, USA, 94104
Bank of San Francisco New is a United States-based state-chartered commercial bank. The Company provides a range of banking services to individuals, businesses, and other clients, including personal, business, online, and mobile banking. It offers deposit products such as checking, savings, money market accounts, and certificates of deposit. The company also engages in mortgage banking activities, including originating, brokering, and retaining one-to-four unit residential mortgage loans.
68GF Score

Get the complete analysis for BSFO

Tangible Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.05
Price
$36.74
GF Value