United Overseas Bank (FRA:UOB) EPS (Basic): €2.59 (TTM As of Dec. 2025)


FRA:UOB United Overseas Bank Ltd FRA:UOB
78 GF Score
Price €27.29
GF Value €23.16
Valuation Modestly Overvalued
! 9 Warning Signs
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What is United Overseas Bank EPS (Basic)?

United Overseas Bank FRA:UOB +3.92% 78 EPS (Basic) is €2.59 as of Dec. 2025. GuruFocus rates FRA:UOB with a GF Score™ of 78/100 and a GF Value™ of €23.16 (Modestly Overvalued). The stock has 9 warning signs investors should review.

United Overseas Bank's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was €1.44. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was €2.59.

United Overseas Bank's EPS (Diluted) for the six months ended in Dec. 2025 was €1.44. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €2.59.

United Overseas Bank's EPS without NRI for the six months ended in Dec. 2025 was €1.44. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 2.59.

During the past 12 months, United Overseas Bank's average EPS without NRIGrowth Rate was -22.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 0.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 11.90% per year. During the past 10 years, the average EPS without NRI Growth Rate was 5.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, United Overseas Bank's highest 3-Year average EPS without NRI Growth Rate was 34.50% per year. The lowest was -10.30% per year. And the median was 4.40% per year.

United Overseas Bank  (FRA:UOB) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

United Overseas Bank EPS (Basic) Related Terms

United Overseas Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for United Overseas Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Overseas Bank EPS (Basic) Chart

United Overseas Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.55 1.88 2.30 2.52 1.83

United Overseas Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.15 1.20 2.61 1.15 1.44
FRA:UOB
78GF Score
United Overseas Bank Ltd FRA:UOB
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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United Overseas Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

United Overseas Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(3097.876-0)/1662.855
=1.86

United Overseas Bank's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1226.049-0)/1652.170
=0.74

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €2.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €2.59 mean?
United Overseas Bank (FRA:UOB) has a EPS (Basic) of €2.59 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Overseas Bank and its competitors.
Is United Overseas Bank's EPS (Basic) too high?
United Overseas Bank's current EPS (Basic) is €2.59. Overall, United Overseas Bank has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Overseas Bank's EPS (Basic) compare to PNC and USB?
United Overseas Bank's EPS (Basic) of €2.59 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Overseas Bank and its competitors. United Overseas Bank's current EPS (Basic) is €2.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Bank stock overvalued right now?
Based on GuruFocus' analysis, United Overseas Bank (FRA:UOB) is currently considered Modestly Overvalued. The stock's GF Value™ is €23.16, compared to a current price of €27.29 — trading 17.8% above its estimated fair value. The current EPS (Basic) is €2.59. United Overseas Bank's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For United Overseas Bank (FRA:UOB), the current EPS (Basic) is €2.59 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Overseas Bank (FRA:UOB) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Bank stock appears to be overvalued. The current stock price of €27.29 is trading 17.8% above its estimated GF Value™ of €23.16. GuruFocus considers United Overseas Bank to be Modestly Overvalued.

Key valuation signals for FRA:UOB:

  • EPS (Basic): €2.59
  • GF Value™: €23.16 vs. price of €27.29 (17.8% above fair value)
  • GF Score™: 78/100 with 9 warning signs

No single metric tells the full story. See the FRA:UOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Overseas Bank Business Description

Address 80 Raffles Place, UOB Plaza, Singapore, SGP, 048624
United Overseas Bank is a diversified financial institution based in Singapore. Its regional reach spans Greater China and Southeast Asia. Key countries include Malaysia, Thailand, and Indonesia. Singapore, its core market, makes up around 50% of its total assets. The group offers a wide range of services, including consumer, commercial and corporate, and investment banking; corporate finance; treasury services; and wealth management, insurance, and brokerage services.
78GF Score

Get the complete analysis for FRA:UOB

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.29
Price
€23.16
GF Value