United Overseas Bank (FRA:UOB) ROCE %: % (As of Dec. 2025)


FRA:UOB United Overseas Bank Ltd FRA:UOB
78 GF Score
Price €26.74
GF Value €23.16
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is United Overseas Bank ROCE %?

United Overseas Bank FRA:UOB -2.02% 78 ROCE % is % as of Dec. 2025. GuruFocus rates FRA:UOB with a GF Score™ of 78/100 and a GF Value™ of €23.16 (Modestly Overvalued). The stock has 9 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

FRA:UOB
78GF Score
United Overseas Bank Ltd FRA:UOB
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
United Overseas Bank (FRA:UOB) has a ROCE % of % as of Dec. 2025.
Is United Overseas Bank's ROCE % too high?
United Overseas Bank's current ROCE % is %. Overall, United Overseas Bank has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Overseas Bank's ROCE % compare to PNC and USB?
United Overseas Bank's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Overseas Bank's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Bank stock overvalued right now?
Based on GuruFocus' analysis, United Overseas Bank (FRA:UOB) is currently considered Modestly Overvalued. The stock's GF Value™ is €23.16, compared to a current price of €26.74 — trading 15.5% above its estimated fair value. The current ROCE % is %. United Overseas Bank's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For United Overseas Bank (FRA:UOB), the current ROCE % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Overseas Bank (FRA:UOB) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Bank stock appears to be overvalued. The current stock price of €26.74 is trading 15.5% above its estimated GF Value™ of €23.16. GuruFocus considers United Overseas Bank to be Modestly Overvalued.

Key valuation signals for FRA:UOB:

  • ROCE %: %
  • GF Value™: €23.16 vs. price of €26.74 (15.5% above fair value)
  • GF Score™: 78/100 with 9 warning signs

No single metric tells the full story. See the FRA:UOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Overseas Bank Business Description

Address 80 Raffles Place, UOB Plaza, Singapore, SGP, 048624
United Overseas Bank is a diversified financial institution based in Singapore. Its regional reach spans Greater China and Southeast Asia. Key countries include Malaysia, Thailand, and Indonesia. Singapore, its core market, makes up around 50% of its total assets. The group offers a wide range of services, including consumer, commercial and corporate, and investment banking; corporate finance; treasury services; and wealth management, insurance, and brokerage services.
78GF Score

Get the complete analysis for FRA:UOB

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.74
Price
€23.16
GF Value