Co-operative Bank of Kenya (NAI:COOP) EPS (Basic): KES5.29 (TTM As of Mar. 2026)


NAI:COOP Co-operative Bank of Kenya Ltd NAI:COOP
79 GF Score
Price KES35.55
GF Value KES17.86
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Co-operative Bank of Kenya EPS (Basic)?

Co-operative Bank of Kenya NAI:COOP +2.30% 79 EPS (Basic) is KES5.29 as of Mar. 2026. GuruFocus rates NAI:COOP with a GF Score™ of 79/100 and a GF Value™ of KES17.86 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Co-operative Bank of Kenya's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was KES1.43. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was KES5.29.

Co-operative Bank of Kenya's EPS (Diluted) for the three months ended in Mar. 2026 was KES1.43. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was KES5.29.

Co-operative Bank of Kenya's EPS without NRI for the three months ended in Mar. 2026 was KES1.43. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 5.28.

During the past 12 months, Co-operative Bank of Kenya's average EPS without NRIGrowth Rate was 20.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 10.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 18.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 11.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Co-operative Bank of Kenya's highest 3-Year average EPS without NRI Growth Rate was 30.60% per year. The lowest was -0.20% per year. And the median was 14.50% per year.

Co-operative Bank of Kenya  (NAI:COOP) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Co-operative Bank of Kenya EPS (Basic) Related Terms

Co-operative Bank of Kenya EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Co-operative Bank of Kenya's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Co-operative Bank of Kenya EPS (Basic) Chart

Co-operative Bank of Kenya Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.85 3.72 3.92 4.33 5.04

Co-operative Bank of Kenya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.18 1.23 1.27 1.36 1.43
NAI:COOP
79GF Score
Co-operative Bank of Kenya Ltd NAI:COOP
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Co-operative Bank of Kenya EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Co-operative Bank of Kenya's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(29563.306-0)/5867.180
=5.04

Co-operative Bank of Kenya's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(8405.051-0)/5877.658
=1.43

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES5.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of KES5.29 mean?
Co-operative Bank of Kenya (NAI:COOP) has a EPS (Basic) of KES5.29 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Co-operative Bank of Kenya and its competitors.
Is Co-operative Bank of Kenya's EPS (Basic) too high?
Co-operative Bank of Kenya's current EPS (Basic) is KES5.29. Overall, Co-operative Bank of Kenya has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Co-operative Bank of Kenya's EPS (Basic) compare to competitors?
Co-operative Bank of Kenya's EPS (Basic) of KES5.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Co-operative Bank of Kenya and its competitors. Co-operative Bank of Kenya's current EPS (Basic) is KES5.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Co-operative Bank of Kenya stock overvalued right now?
Based on GuruFocus' analysis, Co-operative Bank of Kenya (NAI:COOP) is currently considered Significantly Overvalued. The stock's GF Value™ is KES17.86, compared to a current price of KES35.55 — trading 99% above its estimated fair value. The current EPS (Basic) is KES5.29. Co-operative Bank of Kenya's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Co-operative Bank of Kenya (NAI:COOP), the current EPS (Basic) is KES5.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Co-operative Bank of Kenya (NAI:COOP) Overvalued in 2026?

Based on GuruFocus' analysis, Co-operative Bank of Kenya stock appears to be overvalued. The current stock price of KES35.55 is trading 99% above its estimated GF Value™ of KES17.86. GuruFocus considers Co-operative Bank of Kenya to be Significantly Overvalued.

Key valuation signals for NAI:COOP:

  • EPS (Basic): KES5.29
  • GF Value™: KES17.86 vs. price of KES35.55 (99% above fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the NAI:COOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Co-operative Bank of Kenya Business Description

Address Haile Selassie Avenue, P.O. Box 48231, Co-operative Bank House, L.R. No. 209/4290 (IR No. 27596), Nairobi, KEN, 00100
Co-operative Bank of Kenya Ltd is engaged in corporate banking, retail banking, investment, and asset management services in Kenya. The Bank is organized into three main operating segments based on products and services as, Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Wholesale Banking, which includes loans, deposits, and other transactions and balances with corporate and institutional customers; and Group Functions, which mainly comprises of support departments such as ICT, Finance and shared services among others. It generates the majority of its revenue from Retail Banking. The group's operations are within the two geographical segments of Kenya and South Sudan.
79GF Score

Get the complete analysis for NAI:COOP

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES35.55
Price
KES17.86
GF Value