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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Co-operative Bank of Kenya FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Co-operative Bank of Kenya's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Co-operative Bank of Kenya FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Co-operative Bank of Kenya's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Co-operative Bank of Kenya's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Co-operative Bank of Kenya (NAI:COOP) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Co-operative Bank of Kenya and its competitors. According to the industry distribution chart, Co-operative Bank of Kenya ranks #570 out of 1503 companies in the Banks industry, placing it in the top 37.9%.
Is Co-operative Bank of Kenya's FCF Margin % too high?
Co-operative Bank of Kenya's current FCF Margin % is 0.00%. Based on the distribution chart, Co-operative Bank of Kenya ranks #570 out of 1503 companies in the Banks industry, which is above the industry midpoint. Overall, Co-operative Bank of Kenya has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Co-operative Bank of Kenya's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Co-operative Bank of Kenya ranks #570 out of 1503 companies for FCF Margin %. This puts Co-operative Bank of Kenya in the upper half of its industry. The industry median FCF Margin % is 26.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.41, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Co-operative Bank of Kenya and its competitors. For the Banks industry, the median FCF Margin % is 26.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Co-operative Bank of Kenya's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Co-operative Bank of Kenya stock overvalued right now?
Based on GuruFocus' analysis, Co-operative Bank of Kenya (NAI:COOP) is currently considered Significantly Overvalued. The stock's GF Value™ is KES18.24, compared to a current price of KES36.90 — trading 102.3% above its estimated fair value. The current FCF Margin % is 0.00%. Co-operative Bank of Kenya's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Co-operative Bank of Kenya (NAI:COOP), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Co-operative Bank of Kenya (NAI:COOP) Overvalued in 2026?
Based on GuruFocus' analysis, Co-operative Bank of Kenya stock appears to be overvalued.
The current stock price of KES36.90 is trading 102.3% above its estimated GF Value™ of KES18.24.
GuruFocus considers Co-operative Bank of Kenya to be Significantly Overvalued.
Key valuation signals for NAI:COOP:
FCF Margin %: 0.00%
GF Value™: KES18.24 vs. price of KES36.90 (102.3% above fair value)
No single metric tells the full story. See the NAI:COOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Co-operative Bank of Kenya Ltd is engaged in corporate banking, retail banking, investment, and asset management services in Kenya. The Bank is organized into three main operating segments based on products and services as, Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Wholesale Banking, which includes loans, deposits, and other transactions and balances with corporate and institutional customers; and Group Functions, which mainly comprises of support departments such as ICT, Finance and shared services among others. It generates the majority of its revenue from Retail Banking. The group's operations are within the two geographical segments of Kenya and South Sudan.
58GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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