Co-operative Bank of Kenya (NAI:COOP) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:COOP Co-operative Bank of Kenya Ltd NAI:COOP
58 GF Score
Price KES36.90
GF Value KES18.24
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Co-operative Bank of Kenya ROC %?

Co-operative Bank of Kenya NAI:COOP +0.54% 58 ROC % is % as of Mar. 2026. GuruFocus rates NAI:COOP with a GF Score™ of 58/100 and a GF Value™ of KES18.24 (Significantly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

NAI:COOP
58GF Score
Co-operative Bank of Kenya Ltd NAI:COOP
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Co-operative Bank of Kenya (NAI:COOP) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Co-operative Bank of Kenya and its competitors.
Is Co-operative Bank of Kenya's ROC % too high?
Co-operative Bank of Kenya's current ROC % is %. Overall, Co-operative Bank of Kenya has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Co-operative Bank of Kenya's ROC % compare to competitors?
Co-operative Bank of Kenya's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Co-operative Bank of Kenya and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Co-operative Bank of Kenya's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Co-operative Bank of Kenya stock overvalued right now?
Based on GuruFocus' analysis, Co-operative Bank of Kenya (NAI:COOP) is currently considered Significantly Overvalued. The stock's GF Value™ is KES18.24, compared to a current price of KES36.90 — trading 102.3% above its estimated fair value. The current ROC % is %. Co-operative Bank of Kenya's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Co-operative Bank of Kenya (NAI:COOP), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Co-operative Bank of Kenya (NAI:COOP) Overvalued in 2026?

Based on GuruFocus' analysis, Co-operative Bank of Kenya stock appears to be overvalued. The current stock price of KES36.90 is trading 102.3% above its estimated GF Value™ of KES18.24. GuruFocus considers Co-operative Bank of Kenya to be Significantly Overvalued.

Key valuation signals for NAI:COOP:

  • ROC %: %
  • GF Value™: KES18.24 vs. price of KES36.90 (102.3% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the NAI:COOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Co-operative Bank of Kenya Business Description

Address Haile Selassie Avenue, P.O. Box 48231, Co-operative Bank House, L.R. No. 209/4290 (IR No. 27596), Nairobi, KEN, 00100
Co-operative Bank of Kenya Ltd is engaged in corporate banking, retail banking, investment, and asset management services in Kenya. The Bank is organized into three main operating segments based on products and services as, Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Wholesale Banking, which includes loans, deposits, and other transactions and balances with corporate and institutional customers; and Group Functions, which mainly comprises of support departments such as ICT, Finance and shared services among others. It generates the majority of its revenue from Retail Banking. The group's operations are within the two geographical segments of Kenya and South Sudan.
58GF Score

Get the complete analysis for NAI:COOP

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES36.90
Price
KES18.24
GF Value