Co-operative Bank of Kenya (NAI:COOP) PEG Ratio: 0.55 (As of Aug. 12, 2026) — 41% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:COOP Co-operative Bank of Kenya Ltd NAI:COOP
58 GF Score
Price KES36.90
GF Value KES18.24
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Co-operative Bank of Kenya PEG Ratio?

Co-operative Bank of Kenya NAI:COOP +0.54% 58 PEG Ratio is 0.55 as of Aug. 12, 2026, which is 41% above its 10-year median of 0.39. GuruFocus rates NAI:COOP with a GF Score™ of 58/100 and a GF Value™ of KES18.24 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,228 Banks companies, Co-operative Bank of Kenya ranks better than 85.26% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Co-operative Bank of Kenya's PE Ratio without NRI is 6.99. Co-operative Bank of Kenya's 5-Year Book Value growth rate is 12.70%. Therefore, Co-operative Bank of Kenya's PEG Ratio for today is 0.55.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Co-operative Bank of Kenya's PEG Ratio or its related term are showing as below:

NAI:COOP' s PEG Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.39   Max: 0.75
Current: 0.55


During the past 13 years, Co-operative Bank of Kenya's highest PEG Ratio was 0.75. The lowest was 0.25. And the median was 0.39.


NAI:COOP's PEG Ratio is ranked better than
85.26% of 1228 companies
in the Banks industry
Industry Median: 1.555 vs NAI:COOP: 0.55

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Co-operative Bank of Kenya  (NAI:COOP) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Co-operative Bank of Kenya PEG Ratio Related Terms


Co-operative Bank of Kenya PEG Ratio Historical Data

* Premium members only.

The historical data trend for Co-operative Bank of Kenya's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Co-operative Bank of Kenya PEG Ratio Chart

Co-operative Bank of Kenya Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 0.32 0.27 0.34 0.36

Co-operative Bank of Kenya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.30 0.31 0.35 0.36 0.37

Co-operative Bank of Kenya PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Co-operative Bank of Kenya's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Co-operative Bank of Kenya PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Co-operative Bank of Kenya's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Co-operative Bank of Kenya's PEG Ratio falls into.


NAI:COOP
58GF Score
Co-operative Bank of Kenya Ltd NAI:COOP
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Co-operative Bank of Kenya PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Co-operative Bank of Kenya's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=6.9873130088998/12.70
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.55 mean?
Co-operative Bank of Kenya (NAI:COOP) has a PEG Ratio of 0.55 as of Aug. 12, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Co-operative Bank of Kenya and its competitors. This is 41% above median its historical median of 0.39. Over the past decade, Co-operative Bank of Kenya's PEG Ratio has ranged from 0.25 to 0.75. According to the industry distribution chart, Co-operative Bank of Kenya ranks #181 out of 1228 companies in the Banks industry, placing it in the top 14.7%.
Is Co-operative Bank of Kenya's PEG Ratio too high?
Co-operative Bank of Kenya's current PEG Ratio of 0.55 is 41% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.75. The Banks industry median PEG Ratio is 1.56. Co-operative Bank of Kenya's value of 0.55 is 64.6% below this industry median. Based on the distribution chart, Co-operative Bank of Kenya ranks #181 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Co-operative Bank of Kenya has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Co-operative Bank of Kenya's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Co-operative Bank of Kenya ranks #181 out of 1228 companies for PEG Ratio. This places Co-operative Bank of Kenya in the top 15% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. Co-operative Bank of Kenya's value of 0.55 is 64.6% below this benchmark. Historically, Co-operative Bank of Kenya's own PEG Ratio has ranged from 0.25 to 0.75 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 1.56, Co-operative Bank of Kenya has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Co-operative Bank of Kenya's current PEG Ratio of 0.55 is 64.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Co-operative Bank of Kenya and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Co-operative Bank of Kenya's current PEG Ratio is 0.55, which is 41% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Co-operative Bank of Kenya stock overvalued right now?
Based on GuruFocus' analysis, Co-operative Bank of Kenya (NAI:COOP) is currently considered Significantly Overvalued. The stock's GF Value™ is KES18.24, compared to a current price of KES36.90 — trading 102.3% above its estimated fair value. The current PEG Ratio is 0.55, which is 41% above median its 10-year median of 0.39 and 64.6% below the Banks industry median of 1.56. Co-operative Bank of Kenya's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Co-operative Bank of Kenya (NAI:COOP), the current PEG Ratio is 0.55 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Co-operative Bank of Kenya (NAI:COOP) Overvalued in 2026?

Based on GuruFocus' analysis, Co-operative Bank of Kenya stock appears to be overvalued. The current stock price of KES36.90 is trading 102.3% above its estimated GF Value™ of KES18.24. GuruFocus considers Co-operative Bank of Kenya to be Significantly Overvalued.

Key valuation signals for NAI:COOP:

  • PEG Ratio: 0.55 (41% above median its 10-year median of 0.39)
  • GF Value™: KES18.24 vs. price of KES36.90 (102.3% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 64.6% below the Banks median (#181 of 1228)

No single metric tells the full story. See the NAI:COOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Co-operative Bank of Kenya Business Description

Address Haile Selassie Avenue, P.O. Box 48231, Co-operative Bank House, L.R. No. 209/4290 (IR No. 27596), Nairobi, KEN, 00100
Co-operative Bank of Kenya Ltd is engaged in corporate banking, retail banking, investment, and asset management services in Kenya. The Bank is organized into three main operating segments based on products and services as, Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Wholesale Banking, which includes loans, deposits, and other transactions and balances with corporate and institutional customers; and Group Functions, which mainly comprises of support departments such as ICT, Finance and shared services among others. It generates the majority of its revenue from Retail Banking. The group's operations are within the two geographical segments of Kenya and South Sudan.
58GF Score

Get the complete analysis for NAI:COOP

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES36.90
Price
KES18.24
GF Value