AAME (Atlantic American) 1-Year Sharpe Ratio: -0.38 (As of Aug. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AAME Atlantic American Corp AAME
61 GF Score
Price $1.48
GF Value $2.03
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Atlantic American 1-Year Sharpe Ratio?

Atlantic American AAME +1.40% 61 1-Year Sharpe Ratio is -0.38 as of Aug. 17, 2026. GuruFocus rates AAME with a GF Score™ of 61/100 and a GF Value™ of $2.03 (Modestly Undervalued). The stock has 2 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-17), Atlantic American's 1-Year Sharpe Ratio is -0.38.


Atlantic American  (NAS:AAME) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.


Atlantic American 1-Year Sharpe Ratio Related Terms


AAME vs EHTH, STLY, PRHI: 1-Year Sharpe Ratio Comparison

For the Insurance - Life subindustry, Atlantic American's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic American 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Atlantic American's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Atlantic American's 1-Year Sharpe Ratio falls into.


AAME
61GF Score
Atlantic American Corp AAME
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlantic American 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.38 mean?
Atlantic American (AAME) has a 1-Year Sharpe Ratio of -0.38 as of Aug. 17, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Atlantic American and its competitors.
Is Atlantic American's 1-Year Sharpe Ratio too high?
Atlantic American's current 1-Year Sharpe Ratio is -0.38. Overall, Atlantic American has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic American's 1-Year Sharpe Ratio compare to EHTH and STLY?
Atlantic American's 1-Year Sharpe Ratio of -0.38 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Atlantic American and its competitors. Atlantic American's current 1-Year Sharpe Ratio is -0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic American stock overvalued right now?
Based on GuruFocus' analysis, Atlantic American (AAME) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.03, compared to a current price of $1.48 — trading 27.1% below its estimated fair value. The current 1-Year Sharpe Ratio is -0.38. Atlantic American's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Atlantic American (AAME), the current 1-Year Sharpe Ratio is -0.38 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic American (AAME) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic American stock appears to be undervalued. The current stock price of $1.48 is trading 27.1% below its estimated GF Value™ of $2.03. GuruFocus considers Atlantic American to be Modestly Undervalued.

Key valuation signals for AAME:

  • 1-Year Sharpe Ratio: -0.38
  • GF Value™: $2.03 vs. price of $1.48 (27.1% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the AAME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic American Business Description

Address 4370 Peachtree Road, North East, Atlanta, GA, USA, 30319
Atlantic American Corp operates in specialty markets within the life and health and property and casualty insurance industries. The company has two segments: American Southern, It provides property and casualty insurance including bodily injury and property damage liability coverage, uninsured motorist coverage, and physical damage coverage for commercial accounts, and Bankers Fidelity, the company's life and health operations offer a variety of life and supplemental health products including ordinary and term life insurance, Medicare supplement, and other health insurance.
61GF Score

Get the complete analysis for AAME

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.48
Price
$2.03
GF Value