OSB Group (LSE:OSB) EPS without NRI: £0.74 (TTM As of Dec. 2025)


LSE:OSB OSB Group PLC LSE:OSB
75 GF Score
Price £5.41
GF Value £5.14
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is OSB Group EPS without NRI?

OSB Group LSE:OSB +1.31% 75 EPS without NRI is £0.74 as of Dec. 2025. GuruFocus rates LSE:OSB with a GF Score™ of 75/100 and a GF Value™ of £5.14 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,412 Banks companies, OSB Group ranks worse than 82.72% on this metric.

OSB Group's earnings per share without non-recurring items for the six months ended in Dec. 2025 was £0.37. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was £0.74.

During the past 12 months, OSB Group's average earnings per share (NRI) Growth Rate was -2.80% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -6.40% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 6.30% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for OSB Group's EPS without NRI or its related term are showing as below:

LSE:OSB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -6.4   Med: 10.8   Max: 58.6
Current: -6.4

During the past 13 years, OSB Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 58.60% per year. The lowest was -6.40% per year. And the median was 10.80% per year.

LSE:OSB's 3-Year EPS without NRI Growth Rate is ranked worse than
82.72% of 1412 companies
in the Banks industry
Industry Median: 7.3 vs LSE:OSB: -6.40

OSB Group's EPS (Diluted) for the six months ended in Dec. 2025 was £0.37. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.74.

OSB Group's EPS (Basic) for the six months ended in Dec. 2025 was £0.38. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.76.


OSB Group  (LSE:OSB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


OSB Group EPS without NRI Related Terms


OSB Group EPS without NRI Historical Data

* Premium members only.

The historical data trend for OSB Group's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OSB Group EPS without NRI Chart

OSB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.75 0.90 0.65 0.76 0.74

OSB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.43 0.32 0.37 0.37

LSE:OSB vs RKT, FNMA, PFSI: EPS without NRI Comparison

For the Mortgage Finance subindustry, OSB Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OSB Group PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, OSB Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where OSB Group's PE Ratio without NRI falls into.


LSE:OSB
75GF Score
OSB Group PLC LSE:OSB
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OSB Group EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of £0.74 mean?
OSB Group (LSE:OSB) has a EPS without NRI of £0.74 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on OSB Group and its competitors. According to the industry distribution chart, OSB Group ranks #1168 out of 1412 companies in the Banks industry, placing it in the top 82.7%.
Is OSB Group's EPS without NRI too high?
OSB Group's current EPS without NRI is £0.74. Based on the distribution chart, OSB Group ranks #1168 out of 1412 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, OSB Group has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's EPS without NRI compare to RKT and FNMA?
According to the Banks industry distribution chart, OSB Group ranks #1168 out of 1412 companies for EPS without NRI. This places OSB Group in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on OSB Group and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OSB Group's current EPS without NRI is £0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (LSE:OSB) is currently considered Fairly Valued. The stock's GF Value™ is £5.14, compared to a current price of £5.41 — trading 5.3% above its estimated fair value. The current EPS without NRI is £0.74. OSB Group's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For OSB Group (LSE:OSB), the current EPS without NRI is £0.74 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSB Group (LSE:OSB) Overvalued in 2026?

Based on GuruFocus' analysis, OSB Group stock appears to be overvalued. The current stock price of £5.41 is trading 5.3% above its estimated GF Value™ of £5.14. GuruFocus considers OSB Group to be Fairly Valued.

Key valuation signals for LSE:OSB:

  • EPS without NRI: £0.74
  • GF Value™: £5.14 vs. price of £5.41 (5.3% above fair value)
  • GF Score™: 75/100 with 1 warning sign

No single metric tells the full story. See the LSE:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OSB Group Business Description

Other Exchanges OSBGF:USAOSBl:UK2UK:Germany
Address Quayside, OSB House, Chatham Maritime, Chatham, GBR, ME4 4QZ
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
75GF Score

Get the complete analysis for LSE:OSB

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.41
Price
£5.14
GF Value