OSB Group (LSE:OSB) Net Interest Income: £ Mil (TTM As of Jun. 2026)

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LSE:OSB OSB Group PLC LSE:OSB
69 GF Score
Price £5.20
GF Value £5.34
Valuation Fairly Valued
! 1 Warning Sign
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What is OSB Group Net Interest Income?

OSB Group LSE:OSB -1.16% 69 Net Interest Income is £ Mil as of Jun. 2026. GuruFocus rates LSE:OSB with a GF Score™ of 69/100 and a GF Value™ of £5.34 (Fairly Valued). The stock has 1 warning sign investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. OSB Group's net interest income for the six months ended in Jun. 2026 was £ Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was £ Mil.

OSB Group Net Interest Income Related Terms

OSB Group Net Interest Income Historical Data

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The historical data trend for OSB Group's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OSB Group Net Interest Income Chart

OSB Group Annual Data
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Net Interest Income
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OSB Group Semi-Annual Data
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LSE:OSB
69GF Score
OSB Group PLC LSE:OSB
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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OSB Group Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was £ Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of £ Mil mean?
OSB Group (LSE:OSB) has a Net Interest Income of £ Mil as of Jun. 2026.
Is OSB Group's Net Interest Income too high?
OSB Group's current Net Interest Income is £ Mil. Overall, OSB Group has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's Net Interest Income compare to RKT and FNMA?
OSB Group's Net Interest Income of £ Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. OSB Group's current Net Interest Income is £ Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (LSE:OSB) is currently considered Fairly Valued. The stock's GF Value™ is £5.34, compared to a current price of £5.20 — trading 2.6% below its estimated fair value. The current Net Interest Income is £ Mil. OSB Group's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For OSB Group (LSE:OSB), the current Net Interest Income is £ Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSB Group (LSE:OSB) Overvalued in 2026?

Based on GuruFocus' analysis, OSB Group stock appears to be undervalued. The current stock price of £5.20 is trading 2.6% below its estimated GF Value™ of £5.34. GuruFocus considers OSB Group to be Fairly Valued.

Key valuation signals for LSE:OSB:

  • Net Interest Income: £ Mil
  • GF Value™: £5.34 vs. price of £5.20 (2.6% below fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the LSE:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OSB Group Business Description

Other Exchanges OSBGF:USAOSBl:UK2UK:Germany
Address Quayside, OSB House, Chatham Maritime, Chatham, GBR, ME4 4QZ
OSB Group PLC is a specialist lending and retail savings group based in the United Kingdom. Its lending operations focus on selected sub-segments of the mortgage market, including buy-to-let, residential owner-occupied, shared ownership, and commercial mortgages, offered through brands such as Kent Reliance and Precise Mortgages. The group funds its lending through retail savings deposits gathered under the Kent Reliance and Charter Savings Bank brands, alongside securitisation, debt issuance, and central bank funding schemes. It operates through two reporting segments, OneSavings Bank and Charter Court Financial Services, with the majority of revenue generated by OneSavings Bank. Customers are primarily UK landlords, homeowners, and commercial borrowers, while savers are individual retail depositors. Revenue comes mainly from net interest income earned on its mortgage portfolio, supplemented by fees and other charges.
69GF Score

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Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.20
Price
£5.34
GF Value