OSB Group (LSE:OSB) Tariff Resilience Score: 7/10 (As of Jun. 30, 2026)


LSE:OSB OSB Group PLC LSE:OSB
74 GF Score
Price £5.19
GF Value £5.14
Valuation Fairly Valued
! 1 Warning Sign
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What is OSB Group Tariff Resilience Score?

OSB Group LSE:OSB -2.99% 74 Tariff Resilience Score is 7 as of Jun. 30, 2026. GuruFocus rates LSE:OSB with a GF Score™ of 74/100 and a GF Value™ of £5.14 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,609 Banks companies, OSB Group ranks better than 60.6% on this metric.

OSB Group has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

OSB Group has OSB Group PLC, a financial services provider, has limited exposure to tariffs. While it operates in the UK, its business model is not heavily reliant on international trade. The company can adjust to tariff changes with minimal impact on its operations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes OSB Group might have Highly Resilient.

OSB Group  (LSE:OSB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

OSB Group Tariff Resilience Score Related Terms

LSE:OSB vs RKT, FNMA, PFSI: Tariff Resilience Score Comparison

For the Mortgage Finance subindustry, OSB Group's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OSB Group Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, OSB Group's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where OSB Group's Tariff Resilience Score falls into.


LSE:OSB
74GF Score
OSB Group PLC LSE:OSB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
OSB Group (LSE:OSB) has a Tariff Resilience Score of 7 as of Jun. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, OSB Group ranks #634 out of 1609 companies in the Banks industry, placing it in the top 39.4%.
Is OSB Group's Tariff Resilience Score too high?
OSB Group's current Tariff Resilience Score is 7. Based on the distribution chart, OSB Group ranks #634 out of 1609 companies in the Banks industry, which is above the industry midpoint. Overall, OSB Group has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's Tariff Resilience Score compare to RKT and FNMA?
According to the Banks industry distribution chart, OSB Group ranks #634 out of 1609 companies for Tariff Resilience Score. This puts OSB Group in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. OSB Group's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (LSE:OSB) is currently considered Fairly Valued. The stock's GF Value™ is £5.14, compared to a current price of £5.19 — trading 1% above its estimated fair value. The current Tariff Resilience Score is 7. OSB Group's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For OSB Group (LSE:OSB), the current Tariff Resilience Score is 7 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSB Group (LSE:OSB) Overvalued in 2026?

Based on GuruFocus' analysis, OSB Group stock appears to be overvalued. The current stock price of £5.19 is trading 1% above its estimated GF Value™ of £5.14. GuruFocus considers OSB Group to be Fairly Valued.

Key valuation signals for LSE:OSB:

  • Tariff Resilience Score: 7
  • GF Value™: £5.14 vs. price of £5.19 (1% above fair value)
  • GF Score™: 74/100 with 1 warning sign

No single metric tells the full story. See the LSE:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OSB Group Business Description

Other Exchanges OSBGF:USAOSBl:UK2UK:Germany
Address Quayside, OSB House, Chatham Maritime, Chatham, GBR, ME4 4QZ
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
74GF Score

Get the complete analysis for LSE:OSB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.19
Price
£5.14
GF Value