MBLU (Morris State Bancshares) EPS without NRI: $2.49 (TTM As of Dec. 2025)


MBLU Morris State Bancshares Inc MBLU
49 GF Score
Price $25.00
GF Value $24.47
! 2 Warning Signs
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What is Morris State Bancshares EPS without NRI?

Morris State Bancshares MBLU 49 EPS without NRI is $2.49 as of Dec. 2025. GuruFocus rates MBLU with a GF Score™ of 49/100 and a GF Value™ of $24.47. The stock has 2 warning signs investors should review.

Morris State Bancshares's earnings per share without non-recurring items for the three months ended in Dec. 2025 was $0.89. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $2.49.

During the past 12 months, Morris State Bancshares's average earnings per share (NRI) Growth Rate was 20.80% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 8.30% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 4.80% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Morris State Bancshares's EPS without NRI or its related term are showing as below:

MBLU' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -3.5   Med: 8.05   Max: 15.8
Current: 8.3

During the past 9 years, Morris State Bancshares's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 15.80% per year. The lowest was -3.50% per year. And the median was 8.05% per year.

MBLU's 3-Year EPS without NRI Growth Rate is not ranked
in the Banks industry.
Industry Median: 7.3 vs MBLU: 8.30

Morris State Bancshares's EPS (Diluted) for the three months ended in Dec. 2025 was $0.89. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.49.

Morris State Bancshares's EPS (Basic) for the three months ended in Dec. 2025 was $0.89. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.49.


Morris State Bancshares  (OTCPK:MBLU) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Morris State Bancshares EPS without NRI Related Terms


Morris State Bancshares EPS without NRI Historical Data

* Premium members only.

The historical data trend for Morris State Bancshares's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Morris State Bancshares EPS without NRI Chart

Morris State Bancshares Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only 2.29 1.96 1.86 2.06 2.49

Morris State Bancshares Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.46 0.57 0.57 0.89

MBLU vs MSBC, FVCB, FCCO: EPS without NRI Comparison

For the Banks - Regional subindustry, Morris State Bancshares's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Morris State Bancshares PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Morris State Bancshares's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Morris State Bancshares's PE Ratio without NRI falls into.


MBLU
49GF Score
Morris State Bancshares Inc MBLU
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Morris State Bancshares EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $2.49 mean?
Morris State Bancshares (MBLU) has a EPS without NRI of $2.49 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Morris State Bancshares and its competitors.
Is Morris State Bancshares' EPS without NRI too high?
Morris State Bancshares' current EPS without NRI is $2.49. The Banks industry median EPS without NRI is 7.30. Morris State Bancshares' value of $2.49 is 65.9% below this industry median. Overall, Morris State Bancshares has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Morris State Bancshares' EPS without NRI compare to MSBC and FVCB?
Morris State Bancshares' EPS without NRI of $2.49 can be compared against companies in the Banks industry. The industry median EPS without NRI is 7.30. Morris State Bancshares' value of $2.49 is 65.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morris State Bancshares's current EPS without NRI of $2.49 is 65.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Morris State Bancshares and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morris State Bancshares's current EPS without NRI is $2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morris State Bancshares stock overvalued right now?
Morris State Bancshares (MBLU) has a current EPS without NRI of $2.49. The stock's GF Value™ is $24.47, compared to a current price of $25.00 — trading 2.2% above its estimated fair value. The current EPS without NRI is $2.49 and 65.9% below the Banks industry median of 7.30. Morris State Bancshares' overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Morris State Bancshares (MBLU), the current EPS without NRI is $2.49 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Morris State Bancshares (MBLU) Overvalued in 2026?

Based on GuruFocus' analysis, Morris State Bancshares stock appears to be overvalued. The current stock price of $25.00 is trading 2.2% above its estimated GF Value™ of $24.47.

Key valuation signals for MBLU:

  • EPS without NRI: $2.49
  • GF Value™: $24.47 vs. price of $25.00 (2.2% above fair value)
  • GF Score™: 49/100 with 2 warning signs
  • Industry Position: 65.9% below the Banks median

No single metric tells the full story. See the MBLU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Morris State Bancshares Business Description

Address 300 Bellevue Avenue, PO Box 520, Dublin, GA, USA, 31040
Morris State Bancshares Inc operates as a bank. It provides a variety of financial services to individuals and small businesses through its offices in middle Georgia. The Bank offers a full range of commercial and personal loan products. It makes loans to individuals for purposes such as home mortgage financing, personal vehicles and various consumer purchases, and other personal and family needs. Commercial loans are offered to businesses for purposes such as providing equipment and machinery purchases, commercial real estate purchases, and working capital. The Bank also provides a full range of deposit services that are typically available from financial institutions, including NOW accounts, demand, savings, and other time deposits.
49GF Score

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EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.00
Price
$24.47
GF Value