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Morris State Bancshares (OTCPK:MBLU) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Morris State Bancshares 5-Year Yield-on-Cost % Related Terms
MBLU vs MSBC, FVCB, FCCO: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Morris State Bancshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Morris State Bancshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Morris State Bancshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Morris State Bancshares's 5-Year Yield-on-Cost % falls into.
Morris State Bancshares 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Morris State Bancshares (MBLU) has a 5-Year Yield-on-Cost % of 3.13 as of Aug. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Morris State Bancshares and its competitors. This is near median its historical median of 3.05. Over the past decade, Morris State Bancshares' 5-Year Yield-on-Cost % has ranged from 0.91 to 3.85.
Is Morris State Bancshares' 5-Year Yield-on-Cost % too high?
Morris State Bancshares' current 5-Year Yield-on-Cost % of 3.13 is near median its 10-year median of 3.05. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 3.85. The Banks industry median 5-Year Yield-on-Cost % is 3.83. Morris State Bancshares' value of 3.13 is 18.2% below this industry median. Overall, Morris State Bancshares has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Morris State Bancshares' 5-Year Yield-on-Cost % compare to MSBC and FVCB?
Morris State Bancshares' 5-Year Yield-on-Cost % of 3.13 can be compared against companies in the Banks industry. The industry median 5-Year Yield-on-Cost % is 3.83. Morris State Bancshares' value of 3.13 is 18.2% below this benchmark. Historically, Morris State Bancshares' own 5-Year Yield-on-Cost % has ranged from 0.91 to 3.85 over the past decade. While the company's 10-year median is 3.05 vs. the industry median of 3.83, Morris State Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morris State Bancshares's current 5-Year Yield-on-Cost % of 3.13 is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Morris State Bancshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morris State Bancshares's current 5-Year Yield-on-Cost % is 3.13, which is near median its own 10-year median of 3.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morris State Bancshares stock overvalued right now?
Morris State Bancshares (MBLU) has a current 5-Year Yield-on-Cost % of 3.13. The stock's GF Value™ is $24.47, compared to a current price of $25.00 — trading 2.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.13, which is near median its 10-year median of 3.05 and 18.2% below the Banks industry median of 3.83. Morris State Bancshares' overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Morris State Bancshares (MBLU), the current 5-Year Yield-on-Cost % is 3.13 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Morris State Bancshares (MBLU) Overvalued in 2026?
Based on GuruFocus' analysis, Morris State Bancshares stock appears to be overvalued.
The current stock price of $25.00 is trading 2.2% above its estimated GF Value™ of $24.47.
Key valuation signals for MBLU:
5-Year Yield-on-Cost %: 3.13 (near median its 10-year median of 3.05)
GF Value™: $24.47 vs. price of $25.00 (2.2% above fair value)
No single metric tells the full story. See the MBLU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Morris State Bancshares Inc operates as a bank. It provides a variety of financial services to individuals and small businesses through its offices in middle Georgia. The Bank offers a full range of commercial and personal loan products. It makes loans to individuals for purposes such as home mortgage financing, personal vehicles and various consumer purchases, and other personal and family needs. Commercial loans are offered to businesses for purposes such as providing equipment and machinery purchases, commercial real estate purchases, and working capital. The Bank also provides a full range of deposit services that are typically available from financial institutions, including NOW accounts, demand, savings, and other time deposits.
49GF Score
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