Morris State BancsharesMBLU 49 Dividend Payout Ratio is 0.14 as of Dec. 2025, which is 22% below its 10-year median of 0.18. GuruFocus rates MBLU with a GF Score™ of 49/100 and a GF Value™ of $24.47. The stock has 2 warning signs investors should review. Among 1,169 Banks companies, Morris State Bancshares ranks better than 80.41% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Morris State Bancshares's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.14.
The historical rank and industry rank for Morris State Bancshares's Dividend Payout Ratio or its related term are showing as below:
MBLU'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13 Med: 0.18 Max: 0.19
Current: 0.19
During the past 9 years, the highest Dividend Payout Ratio of Morris State Bancshares was 0.19. The lowest was 0.13. And the median was 0.18.
MBLU's Dividend Payout Ratio is ranked better than 80.41% of 1169
companies
in the Banks industry
Industry Median: 0.32
vs MBLU: 0.19
During the past 9 years, the highest Trailing Annual Dividend Yield of Morris State Bancshares was 2.41%. The lowest was 0.57%. And the median was 1.91%.
During the past 12 months, Morris State Bancshares's average Dividends Per Share Growth Rate was 30.40% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 10.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 9.80% per year.
During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Morris State Bancshares was 10.90% per year. The lowest was 6.60% per year. And the median was 7.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Morris State Bancshares (OTCPK:MBLU) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Morris State Bancshares Dividend Payout Ratio Related Terms
Morris State Bancshares Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Morris State Bancshares's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Morris State Bancshares Dividend Payout Ratio Chart
MBLU vs MSBC, FVCB, FCCO: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Morris State Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Morris State Bancshares Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Morris State Bancshares's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Morris State Bancshares's Dividend Payout Ratio falls into.
Morris State Bancshares Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Morris State Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Morris State Bancshares (MBLU) has a Dividend Payout Ratio of 0.14 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Morris State Bancshares and its competitors. This is 22% below median its historical median of 0.18. Over the past decade, Morris State Bancshares' Dividend Payout Ratio has ranged from 0.13 to 0.19. According to the industry distribution chart, Morris State Bancshares ranks #229 out of 1169 companies in the Banks industry, placing it in the top 19.6%.
Is Morris State Bancshares' Dividend Payout Ratio too high?
Morris State Bancshares' current Dividend Payout Ratio of 0.14 is 22% below median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.19. The Banks industry median Dividend Payout Ratio is 0.32. Morris State Bancshares' value of 0.14 is 56.3% below this industry median. Based on the distribution chart, Morris State Bancshares ranks #229 out of 1169 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Morris State Bancshares has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Morris State Bancshares' Dividend Payout Ratio compare to MSBC and FVCB?
According to the Banks industry distribution chart, Morris State Bancshares ranks #229 out of 1169 companies for Dividend Payout Ratio. This places Morris State Bancshares in the top 20% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Morris State Bancshares' value of 0.14 is 56.3% below this benchmark. Historically, Morris State Bancshares' own Dividend Payout Ratio has ranged from 0.13 to 0.19 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.32, Morris State Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morris State Bancshares's current Dividend Payout Ratio of 0.14 is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Morris State Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morris State Bancshares's current Dividend Payout Ratio is 0.14, which is 22% below median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morris State Bancshares stock overvalued right now?
Morris State Bancshares (MBLU) has a current Dividend Payout Ratio of 0.14. The stock's GF Value™ is $24.47, compared to a current price of $25.00 — trading 2.2% above its estimated fair value. The current Dividend Payout Ratio is 0.14, which is 22% below median its 10-year median of 0.18 and 56.3% below the Banks industry median of 0.32. Morris State Bancshares' overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Morris State Bancshares (MBLU), the current Dividend Payout Ratio is 0.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Morris State Bancshares (MBLU) Overvalued in 2026?
Based on GuruFocus' analysis, Morris State Bancshares stock appears to be overvalued.
The current stock price of $25.00 is trading 2.2% above its estimated GF Value™ of $24.47.
Key valuation signals for MBLU:
Dividend Payout Ratio: 0.14 (22% below median its 10-year median of 0.18)
GF Value™: $24.47 vs. price of $25.00 (2.2% above fair value)
Industry Position: 56.3% below the Banks median (#229 of 1169)
No single metric tells the full story. See the MBLU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Morris State Bancshares Inc operates as a bank. It provides a variety of financial services to individuals and small businesses through its offices in middle Georgia. The Bank offers a full range of commercial and personal loan products. It makes loans to individuals for purposes such as home mortgage financing, personal vehicles and various consumer purchases, and other personal and family needs. Commercial loans are offered to businesses for purposes such as providing equipment and machinery purchases, commercial real estate purchases, and working capital. The Bank also provides a full range of deposit services that are typically available from financial institutions, including NOW accounts, demand, savings, and other time deposits.
49GF Score
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