Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Avanza Bank Holding ABAVVZF 80 Equity-to-Asset is 0.02 as of Jun. 2026, which is at its 10-year median of 0.02. GuruFocus rates AVVZF with a GF Score™ of 80/100 and a GF Value™ of $20.93. The stock has 6 warning signs investors should review. Among 1,525 Banks companies, Avanza Bank Holding AB ranks worse than 98.82% on this metric.
Avanza Bank Holding AB (OTCPK:AVVZF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Avanza Bank Holding AB Equity-to-Asset Related Terms
Avanza Bank Holding AB Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Avanza Bank Holding AB's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Avanza Bank Holding AB's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Avanza Bank Holding AB Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Avanza Bank Holding AB's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Avanza Bank Holding AB's Equity-to-Asset falls into.
Avanza Bank Holding AB Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Avanza Bank Holding AB's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Avanza Bank Holding AB (AVVZF) has a Equity-to-Asset of 0.02 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Avanza Bank Holding AB and its competitors. This is near median its historical median of 0.02. Over the past decade, Avanza Bank Holding AB's Equity-to-Asset has ranged from 0.01 to 0.02. According to the industry distribution chart, Avanza Bank Holding AB ranks #1507 out of 1525 companies in the Banks industry, placing it in the top 98.8%.
Is Avanza Bank Holding AB's Equity-to-Asset too high?
Avanza Bank Holding AB's current Equity-to-Asset of 0.02 is near median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.02. The Banks industry median Equity-to-Asset is 0.10. Avanza Bank Holding AB's value of 0.02 is 80% below this industry median. Based on the distribution chart, Avanza Bank Holding AB ranks #1507 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Avanza Bank Holding AB has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Avanza Bank Holding AB's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Avanza Bank Holding AB ranks #1507 out of 1525 companies for Equity-to-Asset. This places Avanza Bank Holding AB in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Avanza Bank Holding AB's value of 0.02 is 80% below this benchmark. Historically, Avanza Bank Holding AB's own Equity-to-Asset has ranged from 0.01 to 0.02 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.10, Avanza Bank Holding AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avanza Bank Holding AB's current Equity-to-Asset of 0.02 is 80% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Avanza Bank Holding AB and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avanza Bank Holding AB's current Equity-to-Asset is 0.02, which is near median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avanza Bank Holding AB stock overvalued right now?
Avanza Bank Holding AB (AVVZF) has a current Equity-to-Asset of 0.02. The stock's GF Value™ is $20.93, compared to a current price of $22.62 — trading 8.1% above its estimated fair value. The current Equity-to-Asset is 0.02, which is near median its 10-year median of 0.02 and 80% below the Banks industry median of 0.10. Avanza Bank Holding AB's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Avanza Bank Holding AB (AVVZF), the current Equity-to-Asset is 0.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Avanza Bank Holding AB (AVVZF) Overvalued in 2026?
Based on GuruFocus' analysis, Avanza Bank Holding AB stock appears to be overvalued.
The current stock price of $22.62 is trading 8.1% above its estimated GF Value™ of $20.93.
Key valuation signals for AVVZF:
Equity-to-Asset: 0.02 (near median its 10-year median of 0.02)
GF Value™: $20.93 vs. price of $22.62 (8.1% above fair value)
Industry Position: 80% below the Banks median (#1507 of 1525)
No single metric tells the full story. See the AVVZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Avanza Bank Holding AB operates a platform for savings and investments. It offers a range of savings products, competitive occupational pension solutions, margin lending and mortgages. Customers are offered to save in Swedish and foreign securities and in savings accounts at very low fees and at competitive rates. The company serves individual investors, professional traders and corporate customers, such as entrepreneurs, asset managers and firms that want occupational pensions for their employees.
80GF Score
Get the complete analysis for AVVZF
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AVVZF has been successfully added to your 
