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Avanza Bank Holding ABAVVZF 82 Return-on-Tangible-Asset is 0.69% as of Jun. 2026, which is 3% above its 10-year median of 0.67. GuruFocus rates AVVZF with a GF Score™ of 82/100 and a GF Value™ of $21.26. The stock has 5 warning signs investors should review. Among 1,529 Banks companies, Avanza Bank Holding AB ranks worse than 68.61% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Avanza Bank Holding AB's annualizedNet Income for the quarter that ended in Jun. 2026 was $334.2 Mil. Avanza Bank Holding AB's average total tangible assets for the quarter that ended in Jun. 2026 was $48,370.5 Mil. Therefore, Avanza Bank Holding AB's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 0.69%.
The historical rank and industry rank for Avanza Bank Holding AB's Return-on-Tangible-Asset or its related term are showing as below:
AVVZF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.29 Med: 0.67 Max: 0.85
Current: 0.68
During the past 13 years, Avanza Bank Holding AB's highest Return-on-Tangible-Asset was 0.85%. The lowest was 0.29%. And the median was 0.67%.
AVVZF's Return-on-Tangible-Asset is ranked worse than 68.61% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs AVVZF: 0.68
Avanza Bank Holding AB (OTCPK:AVVZF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Avanza Bank Holding AB Return-on-Tangible-Asset Related Terms
Avanza Bank Holding AB Return-on-Tangible-Asset Historical Data
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The historical data trend for Avanza Bank Holding AB's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Avanza Bank Holding AB Return-on-Tangible-Asset Chart
AVVZF vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Avanza Bank Holding AB's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Avanza Bank Holding AB Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Avanza Bank Holding AB's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Avanza Bank Holding AB's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.69% mean?
Avanza Bank Holding AB (AVVZF) has a Return-on-Tangible-Asset of 0.69% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Avanza Bank Holding AB and its competitors. This is near median its historical median of 0.67. Over the past decade, Avanza Bank Holding AB's Return-on-Tangible-Asset has ranged from 0.29 to 0.85. According to the industry distribution chart, Avanza Bank Holding AB ranks #1049 out of 1529 companies in the Banks industry, placing it in the top 68.6%.
Is Avanza Bank Holding AB's Return-on-Tangible-Asset too high?
Avanza Bank Holding AB's current Return-on-Tangible-Asset of 0.69% is near median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 0.85. The Banks industry median Return-on-Tangible-Asset is 0.99. Avanza Bank Holding AB's value of 0.69% is 30.3% below this industry median. Based on the distribution chart, Avanza Bank Holding AB ranks #1049 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, Avanza Bank Holding AB has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Avanza Bank Holding AB's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Avanza Bank Holding AB ranks #1049 out of 1529 companies for Return-on-Tangible-Asset. This places Avanza Bank Holding AB in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Avanza Bank Holding AB's value of 0.69% is 30.3% below this benchmark. Historically, Avanza Bank Holding AB's own Return-on-Tangible-Asset has ranged from 0.29 to 0.85 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 0.99, Avanza Bank Holding AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avanza Bank Holding AB's current Return-on-Tangible-Asset of 0.69% is 30.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Avanza Bank Holding AB and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avanza Bank Holding AB's current Return-on-Tangible-Asset is 0.69%, which is near median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avanza Bank Holding AB stock overvalued right now?
Avanza Bank Holding AB (AVVZF) has a current Return-on-Tangible-Asset of 0.69%. The stock's GF Value™ is $21.26, compared to a current price of $22.62 — trading 6.4% above its estimated fair value. The current Return-on-Tangible-Asset is 0.69%, which is near median its 10-year median of 0.67 and 30.3% below the Banks industry median of 0.99. Avanza Bank Holding AB's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Avanza Bank Holding AB (AVVZF), the current Return-on-Tangible-Asset is 0.69% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Avanza Bank Holding AB (AVVZF) Overvalued in 2026?
Based on GuruFocus' analysis, Avanza Bank Holding AB stock appears to be overvalued.
The current stock price of $22.62 is trading 6.4% above its estimated GF Value™ of $21.26.
Key valuation signals for AVVZF:
Return-on-Tangible-Asset: 0.69% (near median its 10-year median of 0.67)
GF Value™: $21.26 vs. price of $22.62 (6.4% above fair value)
Industry Position: 30.3% below the Banks median (#1049 of 1529)
No single metric tells the full story. See the AVVZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Avanza Bank Holding AB operates a platform for savings and investments. It offers a range of savings products, competitive occupational pension solutions, margin lending and mortgages. Customers are offered to save in Swedish and foreign securities and in savings accounts at very low fees and at competitive rates. The company serves individual investors, professional traders and corporate customers, such as entrepreneurs, asset managers and firms that want occupational pensions for their employees.
82GF Score
Get the complete analysis for AVVZF
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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