AVVZF (Avanza Bank Holding AB) Retained Earnings: $612.7 Mil (As of Jun. 2026)

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AVVZF Avanza Bank Holding AB AVVZF
80 GF Score
Price $22.62
GF Value $21.26
! 5 Warning Signs
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What is Avanza Bank Holding AB Retained Earnings?

Avanza Bank Holding AB AVVZF 80 Retained Earnings is $612.7 Mil as of Jun. 2026. GuruFocus rates AVVZF with a GF Score™ of 80/100 and a GF Value™ of $21.26. The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Avanza Bank Holding AB's retained earnings for the quarter that ended in Jun. 2026 was $612.7 Mil.

Avanza Bank Holding AB's quarterly retained earnings increased from Dec. 2025 ($678.3 Mil) to Mar. 2026 ($757.5 Mil) but then declined from Mar. 2026 ($757.5 Mil) to Jun. 2026 ($612.7 Mil).

Avanza Bank Holding AB's annual retained earnings increased from Dec. 2023 ($491.4 Mil) to Dec. 2024 ($500.0 Mil) and increased from Dec. 2024 ($500.0 Mil) to Dec. 2025 ($678.3 Mil).


Avanza Bank Holding AB  (OTCPK:AVVZF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Avanza Bank Holding AB Retained Earnings Historical Data

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The historical data trend for Avanza Bank Holding AB's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avanza Bank Holding AB Retained Earnings Chart

Avanza Bank Holding AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 438.85 407.50 491.44 499.95 678.32

Avanza Bank Holding AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 519.57 602.60 678.32 757.52 612.69
AVVZF
80GF Score
Avanza Bank Holding AB AVVZF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Avanza Bank Holding AB Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $612.7 Mil mean?
Avanza Bank Holding AB (AVVZF) has a Retained Earnings of $612.7 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Avanza Bank Holding AB and its competitors.
Is Avanza Bank Holding AB's Retained Earnings too high?
Avanza Bank Holding AB's current Retained Earnings is $612.7 Mil. Overall, Avanza Bank Holding AB has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Avanza Bank Holding AB's Retained Earnings compare to PNC and USB?
Avanza Bank Holding AB's Retained Earnings of $612.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Avanza Bank Holding AB and its competitors. Avanza Bank Holding AB's current Retained Earnings is $612.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avanza Bank Holding AB stock overvalued right now?
Avanza Bank Holding AB (AVVZF) has a current Retained Earnings of $612.7 Mil. The stock's GF Value™ is $21.26, compared to a current price of $22.62 — trading 6.4% above its estimated fair value. The current Retained Earnings is $612.7 Mil. Avanza Bank Holding AB's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Avanza Bank Holding AB (AVVZF), the current Retained Earnings is $612.7 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Avanza Bank Holding AB (AVVZF) Overvalued in 2026?

Based on GuruFocus' analysis, Avanza Bank Holding AB stock appears to be overvalued. The current stock price of $22.62 is trading 6.4% above its estimated GF Value™ of $21.26.

Key valuation signals for AVVZF:

  • Retained Earnings: $612.7 Mil
  • GF Value™: $21.26 vs. price of $22.62 (6.4% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the AVVZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Avanza Bank Holding AB Business Description

Address Regeringsgatan 103, Box 1399, Stockholm, SWE, SE-111 93
Avanza Bank Holding AB operates a platform for savings and investments. It offers a range of savings products, competitive occupational pension solutions, margin lending and mortgages. Customers are offered to save in Swedish and foreign securities and in savings accounts at very low fees and at competitive rates. The company serves individual investors, professional traders and corporate customers, such as entrepreneurs, asset managers and firms that want occupational pensions for their employees.
80GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.62
Price
$21.26
GF Value