Avanza Bank Holding ABAVVZF 82 Pretax Margin % is 68.83% as of Mar. 2026, which is 4% above its 10-year median of 65.97. GuruFocus rates AVVZF with a GF Score™ of 82/100 and a GF Value™ of $20.49. The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Avanza Bank Holding AB ranks better than 95.95% on this metric.
The historical rank and industry rank for Avanza Bank Holding AB's Pretax Margin % or its related term are showing as below:
AVVZF'
s Pretax Margin % Range Over the Past 10 Years
Min: 39.89 Med: 65.97 Max: 73.83
Current: 67.42
AVVZF's Pretax Margin % is ranked better than 95.95% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs AVVZF: 67.42
Avanza Bank Holding AB (OTCPK:AVVZF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Avanza Bank Holding AB Pretax Margin % Related Terms
Avanza Bank Holding AB Pretax Margin % Historical Data
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The historical data trend for Avanza Bank Holding AB's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Avanza Bank Holding AB's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Avanza Bank Holding AB Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Avanza Bank Holding AB's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Avanza Bank Holding AB's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Avanza Bank Holding AB (AVVZF) has a Pretax Margin % of 68.83% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Avanza Bank Holding AB and its competitors. This is near median its historical median of 65.97. Over the past decade, Avanza Bank Holding AB's Pretax Margin % has ranged from 39.89 to 73.83. According to the industry distribution chart, Avanza Bank Holding AB ranks #62 out of 1530 companies in the Banks industry, placing it in the top 4.1%.
Is Avanza Bank Holding AB's Pretax Margin % too high?
Avanza Bank Holding AB's current Pretax Margin % of 68.83% is near median its 10-year median of 65.97. Over the past 10 years, this metric has ranged from a low of 39.89 to a high of 73.83. The Banks industry median Pretax Margin % is 34.72. Avanza Bank Holding AB's value of 68.83% is 98.3% above this industry median. Based on the distribution chart, Avanza Bank Holding AB ranks #62 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Avanza Bank Holding AB has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Avanza Bank Holding AB's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Avanza Bank Holding AB ranks #62 out of 1530 companies for Pretax Margin %. This places Avanza Bank Holding AB in the top 4% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Avanza Bank Holding AB's value of 68.83% is 98.3% above this benchmark. Historically, Avanza Bank Holding AB's own Pretax Margin % has ranged from 39.89 to 73.83 over the past decade. While the company's 10-year median is 65.97 vs. the industry median of 34.72, Avanza Bank Holding AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avanza Bank Holding AB's current Pretax Margin % of 68.83% is 98.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Avanza Bank Holding AB and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avanza Bank Holding AB's current Pretax Margin % is 68.83%, which is near median its own 10-year median of 65.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avanza Bank Holding AB stock overvalued right now?
Avanza Bank Holding AB (AVVZF) has a current Pretax Margin % of 68.83%. The stock's GF Value™ is $20.49, compared to a current price of $22.62 — trading 10.4% above its estimated fair value. The current Pretax Margin % is 68.83%, which is near median its 10-year median of 65.97 and 98.3% above the Banks industry median of 34.72. Avanza Bank Holding AB's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Avanza Bank Holding AB (AVVZF), the current Pretax Margin % is 68.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Avanza Bank Holding AB (AVVZF) Overvalued in 2026?
Based on GuruFocus' analysis, Avanza Bank Holding AB stock appears to be overvalued.
The current stock price of $22.62 is trading 10.4% above its estimated GF Value™ of $20.49.
Key valuation signals for AVVZF:
Pretax Margin %: 68.83% (near median its 10-year median of 65.97)
GF Value™: $20.49 vs. price of $22.62 (10.4% above fair value)
Industry Position: 98.3% above the Banks median (#62 of 1530)
No single metric tells the full story. See the AVVZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Avanza Bank Holding AB operates a platform for savings and investments. It offers a range of savings products, competitive occupational pension solutions, margin lending and mortgages. Customers are offered to save in Swedish and foreign securities and in savings accounts at very low fees and at competitive rates. The company serves individual investors, professional traders and corporate customers, such as entrepreneurs, asset managers and firms that want occupational pensions for their employees.
82GF Score
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