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Bank of Communications CoBKFCF 42 Equity-to-Asset is 0.08 as of Mar. 2026, which is at its 10-year median of 0.08. GuruFocus rates BKFCF with a GF Score™ of 42/100 and a GF Value™ of $0.87 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,525 Banks companies, Bank of Communications Co ranks worse than 66.49% on this metric.
Bank of Communications Co (OTCPK:BKFCF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bank of Communications Co Equity-to-Asset Related Terms
Bank of Communications Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKFCF vs JPM, BAC, WFC: Equity-to-Asset Comparison
For the Banks - Diversified subindustry, Bank of Communications Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Communications Co Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Communications Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bank of Communications Co's Equity-to-Asset falls into.
Bank of Communications Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bank of Communications Co's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Communications Co (BKFCF) has a Equity-to-Asset of 0.08 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank of Communications Co and its competitors. This is near median its historical median of 0.08. Over the past decade, Bank of Communications Co's Equity-to-Asset has ranged from 0.07 to 0.08. According to the industry distribution chart, Bank of Communications Co ranks #1014 out of 1525 companies in the Banks industry, placing it in the top 66.5%.
Is Bank of Communications Co's Equity-to-Asset too high?
Bank of Communications Co's current Equity-to-Asset of 0.08 is near median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.08. The Banks industry median Equity-to-Asset is 0.10. Bank of Communications Co's value of 0.08 is 20% below this industry median. Based on the distribution chart, Bank of Communications Co ranks #1014 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Communications Co has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Communications Co's Equity-to-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Communications Co ranks #1014 out of 1525 companies for Equity-to-Asset. This places Bank of Communications Co in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Bank of Communications Co's value of 0.08 is 20% below this benchmark. Historically, Bank of Communications Co's own Equity-to-Asset has ranged from 0.07 to 0.08 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, Bank of Communications Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Communications Co's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank of Communications Co and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Communications Co's current Equity-to-Asset is 0.08, which is near median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Communications Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Communications Co (BKFCF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.87, compared to a current price of $0.97 — trading 11.4% above its estimated fair value. The current Equity-to-Asset is 0.08, which is near median its 10-year median of 0.08 and 20% below the Banks industry median of 0.10. Bank of Communications Co's overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bank of Communications Co (BKFCF), the current Equity-to-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Communications Co (BKFCF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Communications Co stock appears to be overvalued.
The current stock price of $0.97 is trading 11.4% above its estimated GF Value™ of $0.87.
GuruFocus considers Bank of Communications Co to be Modestly Overvalued.
Key valuation signals for BKFCF:
Equity-to-Asset: 0.08 (near median its 10-year median of 0.08)
GF Value™: $0.87 vs. price of $0.97 (11.4% above fair value)
Industry Position: 20% below the Banks median (#1014 of 1525)
No single metric tells the full story. See the BKFCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Communications stands as the only nationwide state-owned commercial bank headquartered in Shanghai and ranks among China's four oldest financial institutions. Following its 1987 restructuring as the nation's first state-owned shareholding commercial bank, Bocom is now executing a strategic pivot toward becoming a global wealth management institution with integrated operations spanning insurance, brokerage, trust, and asset management.The bank operates a comprehensive financial services platform encompassing corporate finance, personal banking, and money market activities. Bocom plays a strategic role in RMB internationalization as one of the inaugural participants in the Cross-Border Interbank Payment System.
42GF Score
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