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Bank of Communications CoBKFCF +4.57%38 Return-on-Tangible-Asset is 0.66% as of Mar. 2026, which is 14% below its 10-year median of 0.77. GuruFocus rates BKFCF with a GF Scoreâ„¢ of 38/100 and a GF Valueâ„¢ of $0.91 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,529 Banks companies, Bank of Communications Co ranks worse than 71.48% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Bank of Communications Co's annualizedNet Income for the quarter that ended in Mar. 2026 was $15,184 Mil. Bank of Communications Co's average total tangible assets for the quarter that ended in Mar. 2026 was $2,283,659 Mil. Therefore, Bank of Communications Co's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.66%.
The historical rank and industry rank for Bank of Communications Co's Return-on-Tangible-Asset or its related term are showing as below:
BKFCF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.62 Med: 0.77 Max: 0.86
Current: 0.62
During the past 13 years, Bank of Communications Co's highest Return-on-Tangible-Asset was 0.86%. The lowest was 0.62%. And the median was 0.77%.
BKFCF's Return-on-Tangible-Asset is ranked worse than 71.48% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs BKFCF: 0.62
Bank of Communications Co (OTCPK:BKFCF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companyÂ’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companyÂ’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Bank of Communications Co Return-on-Tangible-Asset Related Terms
Bank of Communications Co Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Bank of Communications Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Communications Co Return-on-Tangible-Asset Chart
BKFCF vs JPM, BAC, WFC: Return-on-Tangible-Asset Comparison
For the Banks - Diversified subindustry, Bank of Communications Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Communications Co Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Communications Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Bank of Communications Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.66% mean?
Bank of Communications Co (BKFCF) has a Return-on-Tangible-Asset of 0.66% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank of Communications Co and its competitors. This is 14% below median its historical median of 0.77. Over the past decade, Bank of Communications Co's Return-on-Tangible-Asset has ranged from 0.62 to 0.86. According to the industry distribution chart, Bank of Communications Co ranks #1093 out of 1529 companies in the Banks industry, placing it in the top 71.5%.
Is Bank of Communications Co's Return-on-Tangible-Asset too high?
Bank of Communications Co's current Return-on-Tangible-Asset of 0.66% is 14% below median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 0.86. The Banks industry median Return-on-Tangible-Asset is 0.99. Bank of Communications Co's value of 0.66% is 33.3% below this industry median. Based on the distribution chart, Bank of Communications Co ranks #1093 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Communications Co has a GF Scoreâ„¢ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Communications Co's Return-on-Tangible-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Communications Co ranks #1093 out of 1529 companies for Return-on-Tangible-Asset. This places Bank of Communications Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Bank of Communications Co's value of 0.66% is 33.3% below this benchmark. Historically, Bank of Communications Co's own Return-on-Tangible-Asset has ranged from 0.62 to 0.86 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 0.99, Bank of Communications Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Communications Co's current Return-on-Tangible-Asset of 0.66% is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank of Communications Co and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Communications Co's current Return-on-Tangible-Asset is 0.66%, which is 14% below median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Communications Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Communications Co (BKFCF) is currently considered Fairly Valued. The stock's GF Value™ is $0.91, compared to a current price of $0.92 — trading 1.2% above its estimated fair value. The current Return-on-Tangible-Asset is 0.66%, which is 14% below median its 10-year median of 0.77 and 33.3% below the Banks industry median of 0.99. Bank of Communications Co's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bank of Communications Co (BKFCF), the current Return-on-Tangible-Asset is 0.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Communications Co (BKFCF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Communications Co stock appears to be overvalued.
The current stock price of $0.92 is trading 1.2% above its estimated GF Value™ of $0.91.
GuruFocus considers Bank of Communications Co to be Fairly Valued.
Key valuation signals for BKFCF:
Return-on-Tangible-Asset: 0.66% (14% below median its 10-year median of 0.77)
GF Value™: $0.91 vs. price of $0.92 (1.2% above fair value)
Industry Position: 33.3% below the Banks median (#1093 of 1529)
No single metric tells the full story. See the BKFCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Communications stands as the only nationwide state-owned commercial bank headquartered in Shanghai and ranks among China's four oldest financial institutions. Following its 1987 restructuring as the nation's first state-owned shareholding commercial bank, Bocom is now executing a strategic pivot toward becoming a global wealth management institution with integrated operations spanning insurance, brokerage, trust, and asset management.The bank operates a comprehensive financial services platform encompassing corporate finance, personal banking, and money market activities. Bocom plays a strategic role in RMB internationalization as one of the inaugural participants in the Cross-Border Interbank Payment System.
38GF Score
Get the complete analysis for BKFCF
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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