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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank of Communications Co's retained earnings for the quarter that ended in Mar. 2026 was $59,702 Mil.
Bank of Communications Co's quarterly retained earnings
increased
from Sep. 2025 ($52,764 Mil) to Dec. 2025 ($54,744 Mil) and
increased
from Dec. 2025 ($54,744 Mil) to Mar. 2026 ($59,702 Mil).
Bank of Communications Co's annual retained earnings
increased
from Dec. 2023 ($45,761 Mil) to Dec. 2024 ($47,834 Mil) and
increased
from Dec. 2024 ($47,834 Mil) to Dec. 2025 ($54,744 Mil).
Bank of Communications Co (OTCPK:BKFCF) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Bank of Communications Co Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Communications Co Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of $59,702 Mil mean?
Bank of Communications Co (BKFCF) has a Retained Earnings of $59,702 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of Communications Co and its competitors.
Is Bank of Communications Co's Retained Earnings too high?
Bank of Communications Co's current Retained Earnings is $59,702 Mil. Overall, Bank of Communications Co has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Communications Co's Retained Earnings compare to JPM and BAC?
Bank of Communications Co's Retained Earnings of $59,702 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of Communications Co and its competitors. Bank of Communications Co's current Retained Earnings is $59,702 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Communications Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Communications Co (BKFCF) is currently considered Fairly Valued. The stock's GF Value™ is $0.90, compared to a current price of $0.92 — trading 2.3% above its estimated fair value. The current Retained Earnings is $59,702 Mil. Bank of Communications Co's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank of Communications Co (BKFCF), the current Retained Earnings is $59,702 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Communications Co (BKFCF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Communications Co stock appears to be overvalued.
The current stock price of $0.92 is trading 2.3% above its estimated GF Value™ of $0.90.
GuruFocus considers Bank of Communications Co to be Fairly Valued.
Key valuation signals for BKFCF:
Retained Earnings: $59,702 Mil
GF Value™: $0.90 vs. price of $0.92 (2.3% above fair value)
No single metric tells the full story. See the BKFCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Communications stands as the only nationwide state-owned commercial bank headquartered in Shanghai and ranks among China's four oldest financial institutions. Following its 1987 restructuring as the nation's first state-owned shareholding commercial bank, Bocom is now executing a strategic pivot toward becoming a global wealth management institution with integrated operations spanning insurance, brokerage, trust, and asset management.The bank operates a comprehensive financial services platform encompassing corporate finance, personal banking, and money market activities. Bocom plays a strategic role in RMB internationalization as one of the inaugural participants in the Cross-Border Interbank Payment System.
38GF Score
Get the complete analysis for BKFCF
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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